Sunday, February 7, 2016

Take Control of Your Habits and Discover How Powerful You Really Are
Written by Jack Canfield

“Your beliefs become your thoughts,
Your thoughts become your words,
Your words become your actions,
Your actions become your habits,
Your habits become your values,
Your values become your destiny.”

~ Mahatma Gandhi


You’ve probably seen this quote from Gandhi before... I love it because it’s so simple and yet so profoundly true.

The fact is, you are an accumulation of your habits. From how you get out of bed, how you shower, how you dress, how you walk, sit, and talk, how you respond to the world, how you act in front of others, and how you think – your habits determine how you move through world.

And this isn’t a bad thing.

Habits are necessary. They free up your mind so you can concentrate on how to survive day to day. You don't have to think about how to drive your car so you can be on the lookout for danger while you are driving. You don't have to think about how to walk so you can concentrate on where you're going.

However, habits can also keep you locked in self-destructive patterns that will limit your success.

Whatever habits you have established up to this point are producing your current level of results. More than likely, if you want to create higher levels of success, you are going to need to drop some of your habits.

For example...

If you’re always late and frequently forget to return phone calls or emails in a timely fashion, you inconvenience others and run the risk of lowering their opinion of you and missing out on valuable opportunities.

If you spend every Friday night out drinking with your friends, or sharing a bottle of wine with your partner at home, that’s going to affect how you feel on Saturday morning – and how much you’re going to be able to accomplish that day.

If you’re always buying things you don’t really need on credit and avoiding getting your finances in order, then you’re never going to be able to pull yourself out of debt and create the abundant life you desire.

So if there’s something you want to accomplish in life that requires you to start performing at a higher level, I strongly encourage you to drop these bad habits that aren’t serving you – and develop new ones that are more in alignment with the life you want to live.

What habits are keeping you from achieving your goals?

I encourage you to be really honest with yourself here...
  • Are you always running late?
  • Do you forget to return phone calls within 24 hours?
  • Do you stay up late and never get enough sleep?
  • Do you often break promises to your friends and family?
  • Do you resist planning out your day?
  • Do you spend money you don’t have?
  • Do you avoid putting important tasks and events in your calendar?
  • Do you drink alcohol more than once a week – and do you have more than two drinks per day?
Imagine what your life would be like if all your habits were their productive counterparts!
  • What would your life be like if you ate healthy meals, exercised and got enough sleep?
  • What if you saved your money, stopped using credit cards, and paid cash for everything?
  • What if you stopped procrastinating, overcame your fears, and began networking with people in your field?
  • What if you created a detailed annual plan for success – then chunked it down into monthly, weekly, and daily plans to ensure you stayed on track to achieving your goals?
Would your life be different? I bet it would!

There are two steps for changing your habits:

The first step is to make a list of all the habits that keep you unproductive or or might negatively impact your future. Ask others to help you. Also, review the list of some of the most common unsuccessful habits in Chapter 34 of The Success Principles.

The second step is to choose better, more productive success habits and develop a system that will help support them.

Here are a few of hits for making sure you follow through on your commitments on your new habits:
  • Put up signs to remind you to follow through on the new behavior. (I use this one a lot!)
  • Stay focused on your new habit with an Accountability Partner. Check in with your partner for 5 minutes daily, or at least once a week to make sure you're on track. Consider creating consequences for not keeping to your new habit. Perhaps $50+ for each offence to a charity, or other cause you care about. Make the amount high enough so it's painful to pony up the funds!
  • Perhaps the most powerful ways to stay on track is to follow the "no exceptions rule," which I write about in Chapter 35 of The Success Principles.
One habit I recommend you look at right now:

If you want to accomplish big things this year but you feel like you never have enough time, energy, or motivation to get stuff done, I encourage you to take a good hard look at your drinking habits.

The fact is, you don’t have to be a big drinker to feel the negative consequences of alcohol in your life.

If you have a drink or two after work every night, or go clubbing to the wee hours every weekend, or drink half a bottle once or twice a week, these habits are limiting your success.
  • They’re impacting your productivity and diminishing your ability to accomplish more at work and at home.
  • They’re sapping your motivation and making you willing to settle for less instead of going all-out to discover what you’re REALLY capable of achieving.
  • They’re affecting your health and energy and preventing you from experiencing the power and confidence that comes from performing at peak levels of physical fitness.
Remember, your habits can catapult you forward – or hold you back

People don't suddenly start living their perfect life overnight... their habits play a large part in making it possible for them to create the lives they truly want to live.

You can choose to develop habits that point you in the direction of creating your ideal life – or habits that keep you anchored to your current situation.

Make the decision. Make the commitment. Then watch your new life unfold.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at: www.FreeSuccessStrategies.com/.

Sunday, January 31, 2016

3 Money Habits That Separate the Rich From the Poor
Written by Jim Rohn

It all starts with the same amount of money—just a different philosophy.

Here is an exciting thought! Why not work full time on your job and part time on your fortune? And what a feeling you'll have when you can honestly say, "I'm working to become wealthy. I'm not just working to pay my bills." When you have a wealth plan, you'll be so motivated that you'll have a hard time going to bed at night.

So if you will indulge me, I would like to share a simple formula for creating wealth. Here’s my thought on how money should be allocated.

The 70/30 Rule

After you pay your fair share of taxes, learn to live on 70 percent of your after-tax income. These are the necessities and luxuries you spend money on. Then, it’s important to look at how you allocate your remaining 30 percent. Let's allocate it in the following ways:

Charity

Of the 30 percent not spent, one-third should go to charity. Charity is the act of giving back to the community and helping those who need assistance. I believe that contributing 10 percent of your after-tax income is a good amount to strive for.

The act of giving should be taught early, when the amounts are small. It's pretty easy to take a dime out of a dollar. But it's considerably harder to give away a $100,000 out of $1 million. You say, "Oh, if I had $1 million, I'd have no trouble giving $100,000." I'm not so sure. $100,000 is a lot of money. Start early so you'll develop the habit before the big money comes your way.

Capital Investment

With the next 10 percent of your after-tax income, you're going to create wealth. This is money you'll use to buy, fix, manufacture or sell. The key is to engage in commerce, even if only on a part-time basis.

So how do you go about creating wealth? There are lots of ways. Let your imagination roam. Take a close look at those skills you developed at work or through your hobbies; you may be able to convert these into a profitable enterprise.

In addition, you can also learn to buy a product at wholesale and sell it for retail. Or you can purchase a piece of property and improve it. Use this 10 percent to purchase your equipment, products or equity—and get started. There is no telling what genius is inside you waiting to be awakened by the spark of opportunity.

Savings

The last 10 percent should be put in savings. I consider this to be one of the most exciting parts of your wealth plan because it can offer you peace of mind by preparing you for the “winters" of life. Let me give you the definition of "rich" and "poor”: Poor people spend their money and save what's left. Rich people save their money and spend what's left.

Twenty years ago, two people each earned a $1,000 a month and they each earned the same increases over the years. One had the philosophy of spending money and saving what's left; the other had the philosophy of saving first and spending what's left. Today, if you knew both, you'd call one poor and the other wealthy.

So, remember that giving, investing and saving, like any form of discipline, has a subtle effect. At the end of the day, the week, the month, the results are hardly noticeable. But let five years lapse and the differences become pronounced. At the end of 10 years, the differences are dramatic.

And it all starts with the same amount of money—just a different philosophy.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2016. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit www.JimRohn.com.