Sunday, July 24, 2011

Success Is Easy, But So Is Neglect
Written by Jim Rohn

People often ask me how I became successful in that six-year period of time while many of the people I knew did not. The answer is simple: The things I found to be easy to do, they found to be easy not to do. I found it easy to set the goals that could change my life. They found it easy not to do. I found it easy to read the books that could affect my thinking and my ideas. They found that easy not to do. I found it easy to attend the classes and the seminars, and to get around other successful people. They said it probably really wouldn’t matter. If I had to sum it up, I would say what I found to be easy to do, they found to be easy not to do. Six years later, I’m a millionaire and they are all still blaming the economy, the government, and company policies, yet they neglected to do the basic, easy things.

In fact, the primary reason most people are not doing as well as they could and should, can be summed up in a single word: neglect.

It is not the lack of money—banks are full of money. It is not the lack of opportunity—America, and much of the Free World, continues to offer the most unprecedented and abundant opportunities in the last six thousand years of recorded history. It is not the lack of books—libraries are full of books and they are free! It is not the schools—the classrooms are full of good teachers. We have plenty of ministers, leaders, counselors and advisors.

Everything we would ever need to become rich and powerful and sophisticated is within our reach. The major reason that so few take advantage of all that we have is simply neglect.

Neglect is like an infection. Left unchecked it will spread throughout our entire system of disciplines and eventually lead to a complete breakdown of a potentially joy-filled and prosperous human life.

Not doing the things we know we should do causes us to feel guilty and guilt leads to an erosion of self-confidence. As our self-confidence diminishes, so does the level of our activity. And as our activity diminishes, our results inevitably decline. And as our results suffer, our attitude begins to weaken. And as our attitude begins the slow shift from positive to negative, our self-confidence diminishes even more... and on and on it goes.

So my suggestion is that when giving the choice of “easy to” and “easy not to” that you do not neglect to do the simple, basic, “easy,” but potentially life-changing activities and disciplines.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2011. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit www.JimRohn.com.

Monday, July 18, 2011

A Financial Wellness Presentation Focusing on Children

I recently participated in the first of a series of Parents Wellness Workshops to come.

The workshop featured the following types of speakers: a Marketing Executive for a wellness company, owner of a daycare center and author of children’s books -- Ruth Claytor (for more information about her and her latest book go to her Only the Good Kids Get Broccoli website); a Chiropractor; and a financial coach. You guessed it; I got the part as the financial coach.

For my part of the workshop I shared some eye-opening financial concepts with the focus on children, as well as a practical idea for putting the concepts learned into action. I hope this inspires you to take action for a child today!

Part I (If you cannot view the video please click on this link)


Part II (If you cannot view the video please click on this link)


I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any questions or comments, please feel free to contact me.

Sunday, July 10, 2011

Take the Path of MOST Resistance
Written by Darren Hardy

In The Compound Effect I explain how the results in your life are rooted in one single factor—your choices.

Like it or not, good or bad, your accumulated choices have added up to your current waistline, business success, relationship strength and bank balance.

Your choices created your problems and the only way out of them is to start, and stick to, making new choices.

But then you ask, How do I know what the right choices are?

Here’s a simple formula:
When in doubt, choose the harder task or what you don’t want to do—that’s usually exactly what you should do. Take the path of MOST resistance.


Put it this way: If you are disappointed in any area of your life, whatever choices you have been making aren’t working.

Definition of insanity:
Doing the same things you’ve always done and expecting different results.

Here is the force you are fighting:
You and your brain are creatures of habit. You simply talk yourself into taking the easy, low resistance and comfortable route. Like the pull of a rushing river, your unconscious habits continue to take you downstream in the wrong direction. To change your direction you will need to swim upstream, against the resistance of the rushing river, against your habitual tendency.

Low Resistance:
  • Going along with the gossip
  • Surrendering to peer pressure
  • Saying yes to needless obligations
  • Submitting to the crying demands of your children
  • Starting your new program on “Monday” (instead of today)
  • Reacting in anger
  • Holding a grudge
  • Giving the ‘silent treatment’
High Resistance:
  • Going to the gym when you don’t feel like it
  • Forgiving someone who wronged you
  • Feeling the fear and doing it anyway
  • Admitting you were wrong and apologizing
  • Ordering the salad when you want the burger
  • Saying no to (yet another) shot of tequila
  • Calling that big, scary big prospect (again and again)
If you want to finally obtain what’s missing from your life, you need to stop always doing what you feel like doing and start doing the things that make you uncomfortable, the stuff you avoid, and the things that you think are hard.

If you dedicate yourself to only doing the things you don’t want to do, all day long, your results would shock and amaze you and everyone around you.

Make a list of the things you avoid, postpone and hate doing, but you know you should. If you attack those today, your life will change. What’s uncomfortable is good. It only feels wrong at the start because you have an automatic bias toward the easy. Fight that tendency. Swim upstream. Take the path of most resistance.

Declare it and take action. What three things do you NOT want to do, but you will commit to doing today?

Content republished with permission from Darren Hardy, Publisher of SUCCESS Magazine. For more great insights, tips and strategies on success and achievement go to http://darrenhardy.success.com/. More about Darren Hardy can be found at: http://DarrenHardy.SUCCESS.com/About.

Monday, July 4, 2011

What is Your Greatest Asset?

I attended a Financial Convention a couple of weeks ago and one of the speaker’s, Brett Burks, talked about a topic that was paradigm-changing for me.

He started by asking the audience, “Financially speaking, what separates the rich from the poor?” Now he wasn’t interested in hearing any personal stories because we all have our own story. The answer is not that people are poor because they have a bad work ethic or a bad attitude or because of health reasons -- he said “Financially Speaking.”

Brett answered his own rhetorical question by saying, "When you come right down to it, the difference really is ownership." Poor people own liabilities and rich people own assets. A liability is something that takes money out of your pocket every month, whether you like it or not – like a car payment or a flat screen TV put on the credit card. An asset, on the other hand, is something that puts money in your pocket every month, with little or no effort from you – like an investment or real estate.

So, to get back to the original question, “What is your greatest asset?” Brett said that it has been hammered into our head all of our lives, those of us in the middle class, to know that it is much better to own your home instead of renting it. So, most home owning people would probably say that their house was their greatest asset.

But, here was the concept that was paradigm-changing for me – he said that your house is not your greatest asset. Your greatest asset is the ability to earn income. Just think if you make $40,000 a year for 40 years – that would equal $1.6 million! We need to take ownership of our ability to earn income, not just rent it for a period of time! If you have a job as an employee, maybe now is the time for you to start planting the seeds for your own business – start part time during your free time then work your way to full time ownership. This is one of the secrets that the rich people have figured out and that the poor and middle class people haven’t yet discovered.

Brett went on further to point out some common differences between the poor, middle class and rich as it relates to ownership:
  • Poor people rent their houses and they rent their income.
  • Middle class people own their houses and they rent their income.
  • Rich people own their houses and own their income too.
Fundamental Rules for Accumulating Wealth:
  • Rarely ever buy liabilities with money that you earn from your labor – only buy assets with money that you earn from your labor.
  • Buy liabilities with money you earn from your assets.
Brett Burks introduces a fresh and easy-to-understand way to look at financial situations and I think that if you apply any of his tips that I have shared with you above in your own lives, you could dramatically change your circumstances for the better.

So, take charge of your greatest asset – own your income!!

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any questions or comments, please feel free to contact me.