Sunday, December 18, 2011

It is Up to You
Written by Jim Rohn

One of the first things successful people realize is the old adage, "if it is to be, it is up to me." That is, for you, the fact that your success and your course is up to you. This doesn't mean that you do it all alone. It simply means that you take responsibility for your life and your career.

Too many people today look at opportunity and figure it is up to someone else to make sure they get it. They look at financial security and hope that the government will make sure they live safely in retirement or in case of disability. They wait and wait, figuring that it is up to someone else. And then the wait is over, and it is too late to do anything. Their life is over and they are filled with regret.

This isn't true for you however. You know that you must take responsibility for your life. It is up to you.

The fact is that nobody else is going to do it for you “you must do it yourself.

Now, some people may say, "Jim, that's a lot of responsibility." Friends, that is the best news you can ever hear. You get to choose your life. Hundreds of millions of people all around this world would give anything to live in the situation you do “just for the chance to have the opportunity to take control of their destiny. "It is up to you" is a great blessing!

Here's why:
  1. You get to chart your own destiny. Maybe you want to start a small business and stay there. That's great because you can choose that. Maybe you want to create a small chain of stores. Maybe you want to have a net worth of $100 million. That's okay too. The idea is that you get to choose. You can do whatever you like. Different people have different dreams and they should live them accordingly.
  2. You can reap what you sow. Sleep in and go to work late and reap the return. Or get up early and outwork the others and earn a greater return. Place your capital at risk and earn a return “or place it at greater risk and perhaps reap a greater return. You decide what you will sow and thus what you will reap.
  3. No one else can stop you from getting your dream. Yes, there will always be things that come up and people who may not like what you are doing, but you can just move on and chart your own course. There is great freedom in that.
  4. You experience the joy of self-determination. There is no greater pride than knowing you set your mind on something and accomplished it. Those who live with a victim mentality never get to experience the joy of accomplishment because they are always waiting for someone else to come to the rescue. Those who take responsibility get to live the joy of seeing a job well done.
Let me ask you a question: Where will you be in 5 years? 10 years? Or 25 years? Do you know? DO you have an idea? Have you ever dreamed about it or set a goal for it? Are you willing to take responsibility and recognize that, "It is up to you?"

You will be wherever you decide to be in those timeframes. You decide. It is up to you.

And that is very exciting!

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2011. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit

Sunday, December 11, 2011

Act to Create It
Written by Jack Canfield

If you want to live a dream life, not only must you decide what you want, turn your dream into measurable goals, break those goals down into specific action steps, and visualize and affirm your desired outcomes — you must start taking action!

I recommend making the commitment to do something every day in at least three different areas of your life that moves you in the direction of your goal.

If one of your goals is physical fitness, make a commitment to do some sort of exercise — aerobics, weight training, stretching — four to five times a week for a minimum of twenty minutes.

I read recently that if you simply go for a 30 minute walk four times a week, that would put you in the top 1% of those people getting physical exercise!

If your goal is financial independence, start saving and investing a portion of your income every month with no exceptions.

If your goal is to write a book, write for a minimum of one hour every day.

Most people never get what they want because they let their fears stop them. They are afraid of making a mistake, looking foolish, getting ripped off, being rejected, being hurt, wasting their time, and feeling uncomfortable.

Fear is self-created by imagining catastrophic consequences that have yet to happen. It is all in your mind. In fact, you can actually scare yourself by imagining negative and harmful images. But simply stop the catastrophic thoughts and images, and the fear goes away.

One of the biggest fears that stops people from asking for support, guidance, advice, money, a date, a job, the sale, or anything else is the fear of rejection.

In fact, it’s been known to literally paralyze people. They become tongue-tied and refuse to reach for the phone or get up and walk across the room. They break out in a sweat at the mere thought of asking for what they want.

I have come to realize that the whole concept of rejection is false — that rejection doesn’t really exist. Think about it for a moment. If you asked someone to join you for dinner, and they said no, you could tell yourself that you had been rejected. But think about it. Did you have anyone to eat dinner with before you asked them? No! Did you have anyone to eat dinner with after you asked them? No! Did your life really get worse? No. It stayed the same!

One of the secrets of success is to start acting like a success before you are one. Act as if.

If you had already achieved your dream, what kinds of clothes would you be wearing? How would you act? How would you treat others? Would you tithe a portion of your income to your church or favorite charities? Would you have more self-confidence? Would you take more time to spend with your loved ones?

I suggest that you begin to do those things now!

When I decided that I wanted to be an “international” consultant, I immediately went and applied for a passport, bought an international clock that told me what time it was anywhere in the world, printed business cards with the words “International Self-Esteem and Peak Performance Consultant,” and decided I would like to first go to Australia. I bought a poster of the Sydney Opera House and placed it on my refrigerator.

Within one month, I received an invitation to speak in Sydney and Brisbane. Since then, I have spoken and conducted trainings in over 30 countries and continue to expand my business around the globe.

Start acting as if you already have everything you want.

Most people think that if they have a lot of money, they could do the things they want to do, and they would be much happier. In fact, the reverse is true.

If you start by creating a state of happiness and abundance, then do the things you are inspired to do from that state of being, you will end up having all the things you ultimately desire.


Remember, the proper order of this is to start now and be who you want to BE, then DO the actions that go along with being that person, and soon you will find that you can easily HAVE everything you want in life--health, wealth and fulfilling relationships.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at:

Monday, December 5, 2011

Put Money Back in its Place

There is a saying that “Money is the root of all evil.” But money pays for a lot of good in this world, like for the construction of hospitals, for the production of food, for the processing of our drinking water, for the research of many lifesaving products, etc. Money seems to just make a person more of what they already are. If a person
is already a jerk, when they receive more money, they might become more of a jerk. The same goes for when a compassionate person receives more money, they usually become more compassionate. Some people might even say that it is the lack of money that causes evil. Working hard at a job that doesn’t provide for our families might be considered evil. Some might say that being deeply in debt is evil. Money by itself is not evil. Money is just money. The fact is that money doesn’t really do anything. It is up to you to choose what you do with your money.

Money does not make you buy that expensive coffee every morning instead of brewing it yourself – you choose to do it; money doesn’t make you go out to dinner every night instead of only on special occasions – you choose to do it; money doesn’t make you buy that car or house or pay for that vacation that you couldn’t afford – you choose to do it. What we need to do is to face reality and take back control of our money.

The way I see it, we are in a world of instant gratification where we need to have the latest and greatest right now. Most people today will procrastinate at putting away money for the future in order to get the great feeling by making some insignificant purchase today. But, it is this type of thinking that has gotten the world into the economic crisis that we are in today. This type of thinking needs to change and we need to learn to pay ourselves first and then invest this for our future.

That’s right; I said “Pay yourself first!” If you are wondering what I am talking about, I can tell you about how the US government is already a pro at this one. If you look at your paycheck, you will notice that before you even get paid, the government has already taken their part in the way of taxes. We can take a lesson from this and apply this to our own lives.

A goal to shoot for is to pay yourself at least 10% of all of the income that you receive after taxes have been taken out. This money should then be invested for your future. It is preferable to have this money automatically come out of your paycheck and go directly into an investment account, so that you are not tempted to spend it.

Now, I know, you are probably saying, “I can’t afford to do that! I am already living from paycheck to paycheck!”

The truth is you have to do something differently or you will have the same struggles for the rest of your life.

The good news is that I have narrowed it down to two options. The bad news is that you either you are going to have to live below your current means or you have to find a way to raise your means.

Live below your means

As far as living below your means is concerned, if you are going to invest 10 percent of your earnings, you are going to have to be able to live on 10 percent less money. If you are one of those people that can live on 10% less money right away, good for you, but chances are you are going to need to follow a plan to gradually get to 10%.

Darren Hardy in his book The Compound Effect tells how he helped his assistant making $40,000 a year gradually work up to saving 10 percent of everything she earned. First, he had her track all of her spending in a notebook and to open a separate savings account with only $33 – 1 percent of her existing monthly income. Then he showed her how to live on $33 less a month, by simply suggesting that she pack her own lunch one day a week instead of ordering from the deli that day. The next month he had her save $67 or 2%. She saved the additional money by changing her cable subscription. The next month she cancelled her People subscription. The next month, instead of going to Starbucks twice a week, she decided to buy Starbucks beans and brew her own coffee. By the end of the year she was saving 10 percent of every dollar she earned and not noticing a significant impact on her lifestyle since the change was so gradual.

Raise your means

If living below your means is not something that will work for you, then you may need to face reality that you will just need to make more money or raise your means. Some of the options you have is that you can choose to start a business on the side, find a new job, or even take on a second or third job. This way you will have extra income that you can now start investing for your future.

Robert T. Kiyosaki in his book Increase Your Financial IQ went to the extreme and hired a bookkeeper to take 10 percent of all income off the top, as an expense, and put that money in the asset column. So, if he had $1000 income and $1500 in expenses, the bookkeeper was to take 10 percent of the $1000, and put that money in the asset column. With the remaining $900, she was to pay the $1500 expenses. Robert had to teach the bookkeeper to change her way of thinking. She, like most others, paid everyone else first and herself last. Since there was rarely anything left over, she paid herself nothing. Basically, her creditors, the government, and bankers were all more important than her. The changing the bookkeeper’s paradigm left Robert as much as $4000 short some months. However, this “I am more important than my creditors attitude” lit a fire under him and he was able to make more money to eventually pay off all of the people he owed, while still being able to invest for his future all the while.

Remember, it only takes is a slight adjustment in the way you look at things to become financially successful. Look at yourself as the one in command - not your money. Look at yourself as most important - not your creditors. I hope this new way of thinking will empower you to put money back in its place and for you to take control of your money.

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.