Saturday, December 29, 2012

How to Remain Focused on Your Investing Goals

Let’s face it, most people invest so that they can one day retire, live off of their investment and never have to work another day in their life. Others might invest with the goal of leaving a large inheritance to surviving family members or friends. Whatever your goal might be, investing takes a lot of discipline.

I know it is the time for New Year resolutions, so in the following video I will show you some pitfalls many people make and some tips on how you can stay focused with meeting your own investing goals. And hopefully this will not just help you throughout this upcoming year, but through future years as well.

I hope you enjoy and please leave me your comments below!

If you cannot view the video please click on this link

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Saturday, December 22, 2012

The Key to Making Life Unique and Worthwhile
Written by Jim Rohn

The key to making life really unique and worthwhile is to share. Sharing has a certain unique magic of its own. Here’s what I learned in sharing ideas.

If you share an idea with ten different people, they get to hear it once, and you get to hear it ten times. So here’s part of self-interest for yourself, getting you even better prepared for the future. Share ideas. Share with your family, share with the people around you, share with other employees, share with your colleagues.

Because, by sharing, two things happen. Here’s what we call it. I don’t know how to explain it, but I do know it happens. And I don’t know all about how it happens or why it happens, it just happens.

When one person shares with another, two things happen. The audience could be transformed, and so could the speaker. If you share with someone else, they could be transformed. You may have dropped in at the right time. This may be their moment.

They’ve got three numbers dialed into the lock already, and if you say it well and say it right you’ll be the fourth number that they can dial into the lock of their personal experience and the door will come open and there’s opportunity they never saw before. The person who hears could be transformed.

But here’s what else is exciting. The person who speaks could be transformed. Guess what we’re all looking for… transformation for our new life. The new life tomorrow, the new life this month, the new life next year, the new life this year.

The caterpillar one day says, “I think I was made for more than this crawling on the ground.” So the caterpillar climbs the tree, attaches himself to a leaf and spins the cocoon. Who knows what disciplined effort it takes to spin a cocoon. But something inside the caterpillar says, “I was designed for something more than being just a caterpillar.”

And then when the cocoon is ready and it opens up, out comes a butterfly that flies away, maybe singing, “I believe I can fly! I believe I can touch the sky! I used to be a caterpillar on the ground, now I fly.”

I’m asking you to go through such a metamorphosis. I’m asking you often to go through a period where you say, “New skills, new things are waiting for me,” and part of this will come if you’ll translate for other people what you feel in your heart and in your soul. As awkward as your language might be at first, don’t hesitate to do it.

Here’s what sharing does… makes room for more. Key question: If the glass is full of water, can it hold any more? And the answer is yes. Yes, if you pour some out. So jot that down. If you want more, you’ve got to pour out what you’ve got, and then you have the opportunity to receive more.

Now, unlike the glass that remains the same size when you pour some out, it’s not so in the consciousness of human beings. Your capacity will increase the more you share. You’ll get bigger and bigger and bigger.

Now, why the self-interest wish to be bigger? Here’s why: to hold more of the next experience. Some people can’t hold much happiness because they’re too small, their thinking is too small, their activity is too small, they’re too small in their ability to share, they’re just too small. Can’t hold much. They’re too small.

But the bigger you get, the more you will receive. When happiness is poured out, you’ll get more. When joy is poured out on the nation, you’ll get more. When bounty is poured out from the economy, you will get more, if you share what you’ve got and become bigger and bigger and bigger.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2012. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit

Sunday, December 16, 2012

The Trials, Tribulations and Rewards of Teaching My Kids Good Financial Habits

When my wife and I had our first child, we, like most parents, wanted to make sure that we taught and reinforced good financial habits in our children throughout their childhood and into adulthood.

We read many different articles and came to the conclusion that it would be a good idea to start giving our son an allowance at age 5 – at an age that we thought would be appropriate for starting to learn about money. We decided to give him a weekly allowance of an amount that equaled his age. At that time we wanted to teach him two important lessons: the habit of saving some of his money and the joy of spending some (not all) of his money. So, each week $2.50 went into his piggy bank and $2.50 went into his wallet. Everything went fine and dandy until one week when my son was 6 and I didn’t have the money ready for him on payday. I said I was sorry and that I’d go to the ATM machine in the morning and when I got some change I would pay him the money. Well, this did not sit well with him and he became rather upset with me for being late with his money.

The next day I did pay him the money like I promised, however, this was the defining moment that made me realize that I wasn’t actually teaching and reinforcing good financial habits; I was actually teaching my son entitlement and to expect something for nothing. Well, I continued to pay my son his weekly allowance, but I was secretly looking for another way to undo the mess that I created while researching on how to really teach him some good financial lessons. Also, by this time, my second child was already two, and we wanted to make sure that we did not repeat the same mistakes with her.

So, three years ago, when my son was 7, I started what I thought was to be an experiment that is still going strong today; I helped my son start his own business. By starting his own business, he was going to learn some real-world lessons, like getting paid for results and not to just expect money for nothing. And, I am happy to say that once my son started making money with his business we eventually phased out the allowance altogether. Incidentally, since this experiment went so well for my son, we never even started an allowance for my daughter. When she was 4, I helped her start her own business. And she has now had her business for 2 years and it’s still going strong.

With my kids having their own business and making their own money my wife and I have been encouraging our kids over the years (instead of just dividing their money between spending and saving) to divide all of their money into four meaningful categories: Giving, Investing, Spending and Saving This way we would not be just teaching important financial lessons, but important life lessons as well.

So, last week, I am proud to report, that my 10 year old son made a major milestone in his life – he bought his first laptop computer with his very own money, the money he saved up in his "Saving" category. Now, this may not seem to be a big deal to many; however it is a huge deal to my wife and me, and especially to my son. I’ve found that many lessons can be learned, both by adult and child, when you help a child start a business.

Leading up to my son’s latest milestone, here are some of the highlights of the many lessons learned, achievements made, habits formed and proud-parenting-moments had over the past three years while my son has been in business:
  • He has given a portion of his money generously to many charities including the church and some local families in need. I can tell you that it felt good to him to give to others and I am hopeful that he will continue the habit to keep on giving. I am proud of his compassion for others.
  • He has invested a portion of his money into the stock market so as he gets older he will hopefully have one less worry in his life than his parents had when they were growing up. I can tell you that he thought it was neat to start investing at such a young age and I am hopeful that he continues with the habit to keep on investing. I am proud of him for planning ahead for his future.
  • He has spent a portion of his money on various items that he wanted because he was responsible enough to budget his money wisely. I was happy to see him spending his own money on things that he enjoyed and making mistakes with his money while he is still young and while the amounts are still small. I can tell you that it felt good for him to have and spend his own money and I am hopeful that he continues the habit to keep on spending in a responsible manner. I am proud of his responsible spending habits.
  • He has saved a portion of his money loyally to reach his goal of buying a laptop computer. And after three years of saving and putting off instant gratification, he has finally reached his goal!!!!! I am so proud that he had the patience to wait and save for three years to finally accomplish his goal!! And now that he has accomplished this I hope he realizes that he can accomplish anything, no matter how impossible it might seem at first. I can verify that it felt good to accomplish his big goal and I am hopeful that he enjoys this achievement enough to continue the habit and keep on making and reaching for bigger and bigger goals. I am so proud of all of his dreams, goals and achievements.
I am proud of both of my children for many reasons, but one of those reasons is for their entrepreneurial spirit and for sticking with it over the years. I can tell you that my kids must really feel good about having their own business considering it’s been three years and they are still going strong. I hope they continue to keep their business going forward so they can continue the great habits and keep on Giving, Investing, Saving and Spending.

This has been a rewarding experience for both of my kids as well as for my wife and me so far. I don't have a crystal ball and cannot see into the future, but I am confident that we have at least started my kids down the right financial path. Obviously, I realize that the same things will not work for everyone, but, the trick is to try different things. Chalk up the things that don't work as learning experiences and praise, make a big deal and reinforce the things that do work. I hope you take the time to try this with someone that you care about and feel free to make changes and corrections along the way. Because they are worth it and I’m sure they will make you proud that you did.

Signed, Proud Parent

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Saturday, December 8, 2012

Time Can Be Your Greatest Friend While Procrastination Can Be Your Greatest Enemy

Most people would probably agree that procrastinantion is one of the easiest things to do (or to not do). It's just so easy to say, "I'll get to it tomorrow." And when tomorrow finally arrives, what do we say? "I'll do it later." Before you know it a year or more has passed and we still haven't done the thing
that we've been putting off doing all this time. I'm sure we are all guilty of this in many areas of our life. However, I hope to help you change this vicious cycle in at least one area of your life.

When investing for the future, it is important to know that so much is riding on the length of time that your money is in the market. The longer it is in the market, the more time your money has to compound and grow. In the following video, I will demonstrate how detrimental procrastination can be to your future bottom line. By just putting off starting to invest for only a few years, you can cut your potential savings in half. I hope that after watching this, no matter how easy you find it to procrastinate, that you will not put off starting to invest any longer and that you will start taking full advantage of the time that you do have.

I hope you enjoy and please leave me your comments below!

If you cannot view the video please click on this link

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Saturday, December 1, 2012

Facilitate Change by Empowering Others
Written by Jack Canfield

The first Success Principle I teach is to take 100 percent responsibility for your life. Never has this been more needed than now. Current societal challenges – such as the recession, decimation of the stock and real estate markets and high unemployment rate – have left many American living in a state of resignation and despair.

It is time to turn this situation around. Each of us has the power within us to create the life we want, the life we dream about, the life we were born to live. Each of us deserves to fulfill our full potential and manifest our true destiny. It is our birthright, but it must be claimed. It must be earned through hard work, and part of that work is first learning and then living by the time-tested and ageless principles that are guaranteed to bring about our desired results.

And you, even as a sole individual, can have a tremendous impact.

Pass Along the Lessons

Most of us did not learn the principles of success in school or at church. Only a few of us learned them at home. Instead, the principles of success have been passed down by mentors, teachers, coaches and more recently in books, seminars and audio programs.

As a student of success, you have much wisdom to offer the people in your life. The greatest gift you can give anyone is a gift of empowerment and love. What could be more loving than helping someone you care about get free from their limiting beliefs and ignorance about success, and empowering them to create the life that they truly want from the depths of their soul?

Imagine the Possibilities

What if everyone in your family gave up complaining, took full responsibility for themselves and their lives and started creating the life of their dreams? What if every one in your company practiced these principles? What if every member of your softball team approached life this way? What if every high school student in America knew these principles and put them into practice in class, on the playing field and in their social life? What if every man and woman in prison was to learn these valuable principles before they were released back into society? It would be a very different world.

Imagine a world where everyone would take 100% responsibility for their lives and the results they produce or don’t produce. Where everybody would be clear about their visions and their goals. Where nobody would fall victim to the criticism and abuse of others. Where everyone would persevere in the face of hardship and challenge.

Men and women would band together in teams to support each other to become all that they could be. People would ask for what they need and want and feel free to say no the requests of others when it is not right for them to respond with a yes. People would stop whining and complaining and get on with creating the life that they want. People would tell the truth and listen to each other with compassion because they know that peace, joy and prosperity would flourish if they did.

In short, the world would work!

Your Contribution Matters

The greatest contribution you can make to the world is to grow in self-awareness, self-realization and the power to manifest your own heartfelt dreams and desires. This is why Mahatma Gandhi advised, “Be the change you want to see in the world.”

As you shift, the people around you will notice and be inspired to model your actions. And as they shift, you’ll find that your little world becomes more of the place you dream it to be, full of support, peace and love.

The next greatest thing you can do is to actively facilitate the growth of others. But they are not the only ones who will benefit by your investment of time and energy in taking on the role of teacher.

Passing along your wisdom forces you to clarify your ideas, confront inconsistencies in your own thinking and more closely walk your talk. But most importantly, it requires you to read, study and speak the information over and over again. The resulting repetition reinforces your own learning.

And here’s another major benefit—the more you help other people succeed in life, the more they will want to help you succeed. If you’ve ever wondered why people who teach success strategies are so successful, here’s the answer: Because they have helped so many people get what they want, those they have helped naturally want to return the favor. The same will be true for you.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at:

Sunday, November 25, 2012

When is 4% Twice as Much as 8%?

You may be thinking that I made a typo and that I instead meant to write "When is 8% twice as much as 4%?" Because, how can 4% ever be more than, much less, twice as much as 8%? You might also be thinking, 8 is obviously always twice as much as 4 and never vice-versa. Right? Could it be
that I have lost my ability to do simple arithmetic or that maybe I am a little off my rocker? Well, that's all possible, but, in this case, it's definitely not a typo! What I'd like to do is to help you make a little bit of a paradigm shift.

In the following video I will demonstrate how easy it can be to make a mistake that could potentially cut your retirement savings in half by just simply not signing on the right dotted line. A mistake that can negatively effect your bottom in the same not-so-obvious way that makes it possible for 4% to be twice as much as 8%. So, I have a question for you: When do you think most people realize they made this costly mistake? Sadly for most, it is when it is too late. And what makes things worse, is that since the mistake is not so obvious, many people never even realize it happened in the first place. By never realizing this mistake, the lesson to correct it cannot be passed on to others or to future generations. I hope this finds you at a time when this information can benefit you (or someone in your life) and hopefully instead of only getting half, you get twice as much ... or even more!

I hope you enjoy and please leave me your comments below!

If you cannot view the video please click on this link

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Wednesday, November 21, 2012

A Thankful Thanksgiving
Written by Jim Rohn

Editor’s Note: In the United States, Thanksgiving is celebrated on the fourth Thursday of November as a day for its citizens to give thanks for all that they have in their lives.

You may be wondering why I would call this article a Thankful Thanksgiving. Aren't all Thanksgivings thankful? Unfortunately, no. Since I had experienced more than 75 Thanksgivings, I recognize that being thankful is something that we have to work at, even on Thanksgiving.

If your home is like most, your Thanksgiving Day will be very busy, with either traveling to where you want to go or preparing your home to have others over for the day. Either way, that can be very hectic and emotionally trying, which doesn't lend itself to preparing your heart to be reflective and thankful. In fact, Thanksgiving weekend is the most traveled weekend in America. Airports are full, and don’t always provide much room for contemplation of your good fortune.

This means all the more that if we want to be the kind of people who are characterized by thankfulness, then we must make sure that we focus on it, and not just on Thanksgiving Day, but at all times during the year.

Here are a few key words as well as some thoughts that are simple and practical to apply; something you can use right away in your quest to become more thankful:

Time. Set aside time regularly to be quiet, to reflect. We live in the fastest-paced time ever. From the moment we awake to the moment we collapse into bed, we have the opportunity to go at full speed and never slow down. If we schedule time every day in which we can be quiet and reflect, we will free our hearts and minds from the tyranny of the urgent and rushed.

Thought. Give thought to the many blessings that you have. Living in a consumer culture, most of us are fully aware of what we do not have and how we absolutely must have "it." But how often do we reflect upon that which we already have? Take some time each day and think of one or two things you have that you may typically take for granted, and then take a moment and give thanks for those. In fact, I make it a part of my reflection time to review a list of things that I'm thankful for.

Generosity. Be generous toward those with less and not envious of those with more. We tend to look at others who may be wealthier than ourselves and think, "I sure wish I had what he does." That kind of thinking breeds envy and jealousy rather than contentment. What can we do to break that cycle? I would suggest being generous to those who are less fortunate than yourself. Go to work at a food bank, and not just during the holidays—everybody works there then—but on a regular basis during the year. That will remind you of how good you really have it.

Ask. Ask a friend what they are thankful for. You will be amazed at the answers you receive and you will create a meaningful bond with your friends as you focus on this powerful question.

Acknowledge. Lastly, tell those you love how thankful you are for having them in your life. So many times we neglect to take the time to craft the words to express to those closest to us what their presence in our lives means to us. Take the opportunity of Thanksgiving Day to write them a note, or sometime during the day put your hand on their shoulder, look them in the eyes and tell them. Let them know what they mean to you, and in return you'll begin to create the possibility of deeper, richer, more fulfilling relationships with those you love.

Of course, we should do what we can to make the most of the day we call Thanksgiving, but wouldn't it be a shame if the only time we reflected on our blessings was that one Thursday in November? And the answer is, of course! So let's do our best to be aware of the many great gifts that we have each and every day of the year. As we do so we will see our hearts soar and our minds more and more at peace as we regularly remember and remain aware of our good fortune.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2012. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit

Monday, November 19, 2012

Who Is Really In Charge?
Written by Jim Rohn

Finally, the elections are over. Some of you are certainly very happy and some are probably unhappy with the outcome and that is to be expected. Every four years we Americans participate in this grand experiment called America and we elect a President to lead us. That of course spurs lots of different opinions and positions and people can become emotionally involved with the outcome.

One thing that I always find fascinating in all elections, but especially the presidential elections, are the many promises that candidates make to the electorate. They promise to make the economy better and to make health care more affordable for the masses. They promise to make the taxes better and to create jobs.

As I think about this, I want to challenge you to consider that while a President may have a general effect on your circumstances, they do not have a specific effect on your circumstances. Let me explain: While they may play a role in what direction the stock market goes, they do not have an effect in how an individual stock goes, or in whether or not you can make money in the stock market. So, while we certainly should vote and participate in the process, we must understand that no single person –other than you – will have an effect on what your individual life outcome is.

Let me give you some more examples:

A President may promise a better economy but you determine your economy. They may affect whether the dollar gains strength or loses it, but you determine what your financial position is going to be. The fact is that even in the worst economies, including recessions and depressions, there are those who will continue to thrive and even become extremely wealthy. In the great depression, there were countless people who, because of their individual efforts, became millionaires. So, no matter what the economy is nationally, you can become wealthy in the next four years. You don’t have to wait for anyone.

A President may promise to create jobs, but the only person who is going to create YOUR job is you! You determine whether or not you have a job. The President doesn’t, the economy doesn’t, and the industry doesn’t. No matter how bad things get, there are always those who have good paying jobs. You choose what kind of person you will be, and how valuable you will make yourself to the marketplace and thus, what kind of job you will have. So, no matter what the job situation is nationally, you can have any job you want in the next four years. You don’t have to wait for anyone.

A President may promise to do something about taxes, but no matter what the tax rate is, you can still build your personal wealth. Much of my wealth came to me when we still had extremely exorbitant tax rates. I have often said that if you want to be a millionaire and the tax rate is 50%, then just make two million. You determine how much you will have left after taxes, not the government. If you don’t like what you have left, make more. Now, am I saying we shouldn’t work to lower tax rates? No, but I am saying that we can be in control of our own lives regardless of the tax rate. So, no matter what the tax rate is, you can earn more money in the next four years. You don’t have to wait for anyone.

A President may promise to make your health care available to you but you can make health care available to yourself! It isn’t that people can’t afford it; it is that you can’t afford it. What is the answer to that? The empowering answer is to do what it takes to put yourself in a financial and career situation wherein it doesn’t matter what the cost is, because you can afford it. Again, I am not saying that we shouldn’t work to make health care affordable for people, but when you leave it in the hands of someone else, then you make yourself dependent upon them, rather than becoming independent.

The fact is that you control your life. You control your destiny. You chart your course. Those we elect are not the givers of our financial lives. I sometimes think that many people think that if we can just get the “right” person elected, then their lives will suddenly take a turn for the better. Not true. You determine the outcome of your life.

Fortunes will be made in the next four years, no matter what. Some people will join the ranks of millionaires. That is amazing. The only question you have to ask is whether or not you will be one of them. People with high skills will always be in demand for high paying jobs. People who have a superb product or service to offer will always be in demand.

Did you vote? That’s great – we should as our civic duty. But the most important thing is not whether your candidate won or lost, but what kind of decision you will make about your own life, your own career, and your own financial situation, no matter who is in office.

Do that, and the world is yours for the taking.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2012. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit

Sunday, November 11, 2012

Two Things That Can Really Cost You: Waiting to Invest and Recovering from that Waiting

The most powerful concept, in my opinion, that everyone needs to understand about wealth building is the time-value of money. What I am talking about is the fact that even a small, insignificant amount of money left to grow over a long period of time can actually grow to an amount that can be very
significant and life changing to most people. This has also been described as the power of compound interest and even Albert Einstein has declared this to be "the most powerful force in the universe," so you don't have to just take my word for it!

In the following video I show you visually the high cost of waiting to invest. I also take it a little further by demonstrating that it is never too late to start investing, even if you have procrastinated and waited. Let's face it, you cannot go back in the past and start investing earlier. But, it is possible to recover from those past mistakes and I will show you how expensive it is going to be if you wanted to make that recovery. But, after you see this, you should agree that even though it is never too late to start, it is always too wait!

I hope you enjoy and please leave me your comments below!

If you cannot view the video please click on this link

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Saturday, November 3, 2012

The Qualities of Skillful Leadership
Written by Jim Rohn

If you want to be a leader who attracts quality people, the key is to become a person of quality yourself. Leadership is the ability to attract someone to the gifts, skills, and opportunities you offer as an owner, as a manager, as a parent. I call leadership the great challenge of life.

What’s important in leadership is refining your skills. All great leaders keep working on themselves until they become effective. Here are some specifics:

Learn to be strong but not rude. It is an extra step you must take to become a powerful, capable leader with a wide range of reach. Some people mistake rudeness for strength. It’s not even a good substitute.

Learn to be kind but not weak. We must not mistake kindness for weakness. Kindness isn’t weak. Kindness is a certain type of strength. We must be kind enough to tell somebody the truth. We must be kind enough and considerate enough to lay it on the line. We must be kind enough to tell it like it is and not deal in delusion.

Learn to be bold but not a bully. It takes boldness to win the day. To build your influence, you’ve got to walk in front of your group. You’ve got to be willing to take the first arrow, tackle the first problem, discover the first sign of trouble.

You’ve got to learn to be humble, but not timid. You can’t get to the high life by being timid. Some people mistake timidity for humility. Humility is almost a God-like word. A sense of awe. A sense of wonder. An awareness of the human soul and spirit. An understanding that there is something unique about the human drama versus the rest of life. Humility is a grasp of the distance between us and the stars, yet having the feeling that we’re part of the stars. So humility is a virtue; but timidity is a disease. Timidity is an affliction. It can be cured, but it is a problem.

Be proud but not arrogant. It takes pride to win the day. It takes pride to build your ambition. It takes pride in community. It takes pride in cause, in accomplishment. But the key to becoming a good leader is being proud without being arrogant. In fact I believe the worst kind of arrogance is arrogance from ignorance. It’s when you don’t know that you don’t know. Now that kind of arrogance is intolerable. If someone is smart and arrogant, we can tolerate that. But if someone is ignorant and arrogant, that’s just too much to take.

Develop humor without folly. That’s important for a leader. In leadership, we learn that it’s okay to be witty, but not silly. It’s okay to be fun, but not foolish.

Lastly, deal in realities. Deal in truth. Save yourself the agony. Just accept life like it is. Life is unique. Some people call it tragic, but I’d like to think it’s unique. The whole drama of life is unique. It’s fascinating. And I’ve found that the skills that work well for one leader may not work at all for another. But the fundamental skills of leadership can be adapted to work well for just about everyone: at work, in the community, and at home.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2012. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit

Sunday, October 28, 2012

Inspiration: The Main Ingredient of a Great Leader

Lance Secretan, author of the book Inspire! What Great Leaders Do expresses that there is more to being a great leader than just influencing others. One of many examples that Lance uses is that despite Hitler's influence on many people, he would not consider him a great leader. Lance goes even
deeper into his definition of a great leader, based on his over 30 years of research, by mentioning that a great leader needs to be inspirational, a servant leader and also must want to make the world a better place to live in.

In the video below I share a bit more detail as to what you might find in Lance's inspirational book. I hope not only that you enjoy the video, but that you receive the inpiration for wanting to pick up and read the book yourself. Please leave me your comments below!

If you cannot view the video please click on this link

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Sunday, October 21, 2012

Action vs. Self-Delusion
Written by Jim Rohn

Knowledge fueled by emotion equals action. Action is the ingredient that ensures results. Only action can cause reaction. Further, only positive action can cause positive reaction.

Action. The whole world loves to watch those who make things happen, and it rewards them for causing waves of productive enterprise.

I stress this because today I see many people who are really sold on affirmations. And yet there is a famous saying that “Faith without action serves no useful purpose.” How true!

I have nothing against affirmations as a tool to create action. Repeated to reinforce a disciplined plan, affirmations can help create wonderful results.

But there is also a very thin line between faith and folly. You see, affirmations without action can be the beginnings of self-delusion. And for your well-being there is little worse than self-delusion.

The man who dreams of wealth and yet walks daily toward certain financial disaster and the woman who wishes for happiness and yet thinks thoughts and commits acts that lead her toward certain despair are both victims of the false hope which affirmations without action can manufacture. Why? Because words soothe and, like a narcotic, they lull us into a state of complacency. Remember this: To Make Progress You Must Actually Get Started!

The key is to take a step today. Whatever the project, start today. Start clearing out a drawer of your newly organized desk... today. Start setting your first goal... today. Start listening to motivational programs... today. Start a sensible weight-reduction plan... today. Start calling on one tough customer a day... today. Start putting money in your new “investment for fortune” account... today. Write a long-overdue letter... today. Anyone can! Even an uninspired person can start reading inspiring books.

Get some momentum going on your new commitment for the good life. See how many activities you can pile on your new commitment to the better life. Go all out! Break away from the downward pull of gravity. Start your thrusters going. Prove to yourself that the waiting is over and the hoping is past—that faith and action have now taken charge.

It’s a new day, a new beginning for your new life. With discipline you will be amazed at how much progress you’ll be able to make. What have you got to lose except the guilt and fear of the past?

Now, I offer you this challenge: See how many things you can start and continue in this, the first day of your new beginning.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2012. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit

Saturday, October 13, 2012

Understanding Dollar Cost Averaging

Are you the type of person that is kept up at night worrying about your investment portfolio's roller coaster ride due to the daily ups and downs of the stock market? If your answer is "Yes!" then I may have the cure for you. By understanding how dollar cost averaging works you might just be
able to sleep a little better at night. And after watching the following video you might just find yourself looking forward to the ups and downs and actually starting to enjoy the ride!

I hope you enjoy and please leave me your comments below!

If you cannot view the video please click on this link

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Sunday, October 7, 2012

Aligning Goals with Your Purpose
Written by Jack Canfield

Many people subscribe to the Protestant work ethic, which says you must work hard to prosper. But success does not require struggle and suffering. It can be effortless, meaning that you are having fun while pursuing your goals, even when you’re working incredibly hard.

The key to unlocking effortless success lies in the goals that you choose to pursue. The more your goals are aligned with your purpose, the more fun you’ll have … and the more easily you’ll achieve the success you desire.

The Key to Effortless Success

We each have a unique purpose to fulfill here on Earth. Identifying, acknowledging and honoring this purpose is perhaps the most important action successful people take.

Without a purpose in life, it’s easy to get sidetracked and end up accomplishing very little. But with a purpose, everything seems to fall into place. The people, resources and opportunities you need naturally gravitate toward you. The world benefits, too, because when you act in alignment with your true life purpose, all of your actions automatically serve others.

What Alignment Means

We’re all gifted with a set of talents and interests that tell us what we’re supposed to be doing. Once you know what your life purpose is, organize all of your activities around it. Everything you do should be an expression of your purpose. If an activity or goal doesn’t fit that formula, don’t work on it.

For example, I frequently am invited to participate in multi-level marketing companies and have on several occasions. But when I have, it’s left me feeling drained, even though the companies and their products were superior. The reason is that hosting meetings and selling opportunities to others does not support my purpose – to inspire and empower people to live their highest vision in a context of love and joy. I’ve learned through experience that the best way for me to work with MLM companies is by speaking to and training their distributors, an activity that allows me to fulfill my purpose.

Aligning with your purpose is most critical when setting professional goals. When it comes to personal goals, you have more flexibility. If you want to learn how to paint or water ski, go ahead and do so. If your goal is to get fit and lose weight, move ahead with confidence. Nurturing yourself emotionally, physically and spiritually will make you more energized, resilient and motivated to live your purpose on the professional front.

However, don’t ignore the signs that your job or career is not right for you. If you dread Monday mornings and live for the weekends, it may be a sign that it’s time to follow your heart and pursue the work you long to do.

Are You Aligned?

There are a few ways to gauge whether your goals are aligned with your purpose. The first is to simply check in with yourself and ask whether achieving the goal supports your life purpose. If not, the goal is not something you should pursue.

Conveniently, human beings are equipped with an inner guidance system that tells us when we are on or off purpose based on the amount of joy we are experiencing. When you feel like you are in “flow,” you are on purpose. When working toward your goals is a chore or success is extremely difficult, stop and evaluate whether your goal is aligned with your purpose.

A final technique you can use is to probe deeper into your desire to achieve a particular goal. Ask yourself, “If I achieve this goal, what would I have then that I don’t have now?” When you have an answer, ask the question again. Continue the process until you’ve reached your root desire. Then ask whether you truly need to achieve the goal to get what you really want.

For example, you may say that you want to earn $1 million. But upon further examination, you may realize that what you really crave is the joy of pursuing what you really want to do in life, which you would be able to do wholeheartedly once you had enough money to ensure financial security. Must you become a millionaire to experience joy? Of course not. Instead, consider all the ways that you can experience what you truly want to feel and be, then make those your goals.

At its heart, effortless success is about fully embracing and expressing who you are. It means following your inner guidance to ensure that you are living your very unique purpose as much as you can. Use the tips shared in this article to identify the right goals to pursue this year – and watch how much easier it becomes to achieve your dreams.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at:

Saturday, September 29, 2012

The Seasons of Life
Written by Jim Rohn

First, life and business are like the changing seasons. That's one of the best ways to illustrate life: it's like the seasons that change. Second, you cannot change the seasons, but you can change yourself.

Now with those two key phrases in mind, let's look at what I consider to be the first major lesson in life to learn, and that is how to handle the winters. They come regularly, right after autumn. Some are long, some are short, some are difficult, some are easy, but they always come right after autumn. That is never going to change.

There are all kinds of winters - the "winter" when you can't figure it out, the "winter" when everything seems to go haywire. There are economic winters, social winters and personal winters. Wintertime can bring disappointment, and disappointment is common to all of us. So you must learn how to handle the winters. You must learn how to handle difficulty; it always comes after opportunity. You must learn to handle recessions; they come right after expansions. That isn't going to change.

The big question is what do you do about winters? You can't get rid of January simply by tearing it off the calendar. But here is what you can do: you can get stronger; you can get wiser; and you can get better. Remember that trio of words: stronger, wiser, better. The winters won't change, but you can.

Next is spring. Fortunately, following the turbulence of winter comes the season of activity and opportunity called springtime. It is the season for entering the fertile fields of life with seed, knowledge, commitment, and a determined effort.

However, the mere arrival of spring is no sign that things are going to look good in the fall. You must do something with the spring. In fact, everyone has to get good at one of two things: planting in the spring or begging in the fall. Take advantage of the day and the opportunities that spring can bring.

It is the promise of spring that as we sow, so shall we also reap. Faith further provides to us an irrevocable law decreed in heaven which assures that for every disciplined human effort we will receive a multiple reward. For each cup planted, a bushel reaped, for every good idea given to another, many shall be given to us in return. For every demonstrated act of faith, a multiplicity of the rewards; and for every act of love given, a life of love in return.

Just remember it is a natural characteristic of springtime to present itself ever so briefly, or to lull us into inactivity with its bounteous beauty. Do not pause too long to soak in the aroma of the blossoming flowers, lest you awaken to find springtime gone with your seed still in your sack. Get busy quickly on your springs, your opportunities. There are just a handful of springs that have been handed to each of us. Life is brief, even at its longest. Whatever you are going to do with your life, get at it. Don't just let the seasons pass by.

The third major lesson in life to learn; how to nourish and protect your crops all summer. Sure enough, as soon as you've planted, the busy bugs and noxious weeds are out to take things over. Here is the next bit of truth: they will take it, unless you prevent it.

There are two key phrases to consider with the third major lesson. The first is "all good will be attacked." Don't press me for a reason. I was not in on some of the early decisions, so I don't know why. I just know that it's true. Let reality be your best beginning. Every garden will be invaded. The second phrase is "all values must be defended." Social values, political values, friendship values, business values - all must be defended. Every garden must be tended all summer. If you don't develop this skill, you'll never wind up with anything of value.

But for those who make diligent efforts to plant, protect, and preserve there are not enough birds, bugs, or other obstacles to destroy all the efforts of last spring.

Now, the fourth and season is fall, the time of harvesting the fruits of our springtime labor. Fall also presents us with our fourth major lesson to learn in life, and that is to learn how to reap in the fall without apology if you have done well and without complaint if you have not.

For nothing is more exciting than a bounteous crop, and nothing more dreadful than a barren field in the fall. We must remember that in all areas of the human existence, what we put into this world, we get back from it. It is nature's way of evening the score. So regardless of the results, take full responsibility for your crop. One of the highest forms of human maturity is accepting full responsibility for our lives.

Which brings me back to the beginning of our discussion. We must remember that life is constantly recycling itself. Much of life is about the balancing of two opposites; like the positive and negative charge on a battery. Life's balancing of opposites totally surrounds our lives; man/woman, day/night, good/evil, life/death, water/land, summer/winter, recession/expansion, joy/sorrow, etc.

Yes, I believe we will have major changes, but I also believe we will continue to have just one winter, spring, summer and fall each year. Much of our success will lie in our ability and philosophy to plant in the springtime of opportunity. To weed and cultivate in the testing time of summer, to harvest without apology and/or complaint in the season of fall and to get stronger, wiser, better in the transition and learning times of winter.

Remember it is not what happens to you that determines your future; it is what you do about it.

So here's to a great, faith-filled and prosperous year.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2012. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit

Sunday, September 23, 2012

Effective Risk Management Planning: Cash Value or Term Life Insurance?

Just the other day while browsing through the archives I came across an old video from June of 2010! It was only my second speech as a member of Toastmasters, so as you can see, I still had a major case of “the butterflies”. Despite my nervousness, I felt that the powerful information contained in this video definitely outweighed any lack of presentation skills that I might have had. I hope you agree as you watch a story of how two similar families take different approaches when planning their risk management strategies. Do you agree with my conclusions?

Below the video is a picture of the handout that I kept looking down at during the course of the presentation. If you are more of a visual person like me, you may want to look at the picture too and follow along.

I hope you enjoy and please leave me your comments below!

If you cannot view the video please click on this link

Click on the image below to enlarge or print and follow along!

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Sunday, September 16, 2012

Written by Darren Hardy

We all come into this world the same: naked, scared and ignorant. After that grand entrance, the life we end up with is simply an accumulation of all the choices we make. Our choices can be our best friend or our worst enemy. They can deliver us to our goals or send us orbiting into a galaxy far, far away.

Think about it. Everything in your life exists because you first made a choice about something. Choices are at the root of every one of your results. Each choice starts a behavior that, over time, becomes a habit. Choose poorly, and you just might find yourself back at the drawing board, forced to make new, often harder choices. Don’t choose at all, and you’ve made the choice to be the passive receiver of whatever comes your way.

In essence, you make your choices, and then your choices make you. Every decision, no matter how slight, alters the trajectory of your life—whether or not to go to college, who to marry, to have that last drink before you drive, to indulge in gossip or stay silent, to make one more prospecting call or call it a day, to say I love you or not. Every choice has an impact on The Compound Effect of your life.

This chapter is about becoming aware of and making choices that support the expansion of your life. Sounds complicated, but you’ll be amazed by its simplicity. No longer will 99 percent of your choices be unconscious. No more will most of your daily routines and traditions come as a reaction to your programming. You’ll ask yourself (and be able to answer), “How many of my behaviors have I not ‘voted on’? What am I doing that I didn’t consciously choose to do, yet continue to do every day?”

By employing the same idiot-proof strategies I’ve used to catapult my own life and career, strengthened by The Compound Effect, you’ll be able to loosen the mysterious grip of the things that are unwinding your life and pulling you in the wrong direction. You’ll be able to hit the pause button before stumbling into idiot territory. You’ll experience the ease of making decisions that lead to behaviors and habits that support you, every time.

Your biggest challenge isn’t that you’ve intentionally been making bad choices. Heck, that would be easy to fix. Your biggest challenge is that you’ve been sleepwalking through your choices. Half the time, you’re not even aware you’re making them! Our choices are often shaped by our culture and upbringing. They can be so entwined in our routine behaviors and habits that they seem beyond our control. For instance, have you ever been going about your business, enjoying your life, when all of sudden you made a stupid choice or series of small choices that ultimately sabotaged your hard work and momentum, all for no apparent reason? You didn’t intend to sabotage yourself, but by not thinking about your decisions—weighing the risks and potential outcomes—you found yourself facing unintended consequences. Nobody intends to become obese, go through bankruptcy, or get a divorce, but often (if not always) those consequences are the result of a series of small, poor choices.

Elephants Don’t Bite
Have you ever been bitten by an elephant? How about a mosquito? It’s the little things in life that will bite you. Occasionally, we see big mistakes threaten to destroy a career or reputation in an instant—the famous comedian who rants racial slurs during a stand-up routine, the drunken anti-Semitic antics of a once-celebrated humanitarian, the anti-gay-rights senator caught soliciting gay sex in a restroom, the admired female tennis player who uncharacteristically threatens an official with a tirade of expletives. Clearly, these types of poor choices have major repercussions. But even if you’ve pulled such a whopper in your past, it’s not extraordinary massive steps backward or the tragic single moments that we’re concerned with here.

For most of us, it’s the frequent, small and seemingly inconsequential choices that are of grave concern. I’m talking about the decisions you think don’t make any difference at all. It’s the little things that inevitably and predictably derail your success. Whether they’re bone-headed maneuvers, no-biggie behaviors, or are disguised as positive choices (those are especially insidious), these seemingly insignificant decisions can completely throw you off course because you’re not mindful of them. You get overwhelmed, space out and become unaware of the little actions that take you way off course. The Compound Effect works, all right. It always works, remember? But in this case it works against you because you’re sleepwalking.

For instance, you inhale a soda and bag of potato chips and suddenly realize only after you polished off the last chip that you blew an entire day of healthy eating—and you weren’t even hungry. You get caught up and lose two hours watching mindless TV—scratch that, let’s give you some credit and make it an educational documentary—before realizing you spaced on preparing for an important presentation to land a valuable client. You blurt out a knee-jerk lie to a loved one for no good reason, when the truth would have worked just fine. What’s going on?

You’ve allowed yourself to make a choice without thinking. And as long as you’re making choices unconsciously, you can’t consciously choose to change that ineffective behavior and turn it into productive habits. It’s time to WAKE UP and make empowering choices.

This article is excerpted from SUCCESS magazine publisher Darren Hardy’s book, The Compound Effect.
Content republished with permission from Darren Hardy, Publisher of SUCCESS magazine. For more great insights, tips and strategies on success and achievement go to More about Darren Hardy can be found at:

Sunday, September 9, 2012

You Are Who Your Friends Are
Written by Jack Canfield

It's important to acknowledge the power of a positive attitude. This goes not only for yourself, but also for the people you surround yourself with.

Attitudes are catchy. Whether they're positive or negative, they're rubbing off on you. If you're around people who complain, judge, spread negative gossip, blame others, and play victim roles, chances are you do, too.

Who are you around most? Are they achieving their dreams or complaining about their circumstances? Do they look up to others who are go-getters and high achievers, or do they make fun of them and roll their eyes? How do they treat you?

If you're spending time with people who don't support your dreams and goals, it's seriously time to look at whom you call your friends, and start networking to up-level your circle of influence.

Successful people surround themselves with successful people, plain and simple. They want to be around others who are achieving goals and making things happen. They want to know their secrets and strategies for winning. They're not embarrassed to be hanging out with people who are studying for success and making good money.

You, too, need to surround yourself with positive influences. Join the clubs that other successful people are in, learn what they're learning. It doesn't matter from what walk of life you are coming from. Show up and transform yourself into an achiever! Success isn't just for those who have had it easy, who came from supportive homes or had expensive educations. There are so many successful people who rose up from very poor conditions and overcame obstacles to achieve the goals they set their sights on.

But they didn't get there by hanging out with negative energy-drainers!

Have you been limiting your success by letting yourself become influenced by other people's negative energy?

Make a list of all the people you spend time with and make a note of the kind of personality they have. How many negative people are you around every day? How many people on your list are achieving their dreams, supporting yours and taking responsibility for their lives? You're better off spending time alone than with people who hold themselves back with a victim mentality.

Simply stop spending time with the negative people on your list. Join the clubs that will put you in with a positive circle of friends. Set a new standard for yourself and don't become friends with people who fall below that standard. Invite your old friends to come with you and you'll know who has potential and who to stop being around entirely.

You have to take responsibility for this area of your life. Look around you at the people you call friends. Does it make you proud? Are you selling yourself short? Or are you on the right track?

Starting TODAY ... make a conscious effort to surround yourself with positive, nourishing, and uplifting people - people who believe in you, encourage you to go after your dreams, and applaud your victories. Surround yourself with possibility thinkers, idealist, an visionaries!

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at:

Sunday, September 2, 2012

Walking a New Road
Written by Jim Rohn

Here is a good question to ask yourself. Ten years from now you will surely arrive. The question is, where? We don't want to kid ourselves about where. We don't want to kid ourselves about the road we're walking.

At age 25, I had a day shortly after I met my mentor Mr. Shoaff called "do not kid myself anymore" day. I didn't want to be disillusioned anymore. Up until then, I had been using the crossed-finger theory. But after meeting Mr. Shoaff, I finally decided that the crossed-finger theory was not going to get me what I wanted. That it wasn't where the treasure lies. That I was going to have to make sure which way I was headed.

Then, with the help of Mr. Shoaff, I found with a few reading disciplines, and a few disciplines of mind, and a few disciplines of activity, that when exercised, can begin making all the difference in the world as to where you will arrive.

Just a few changes. Sometimes we get the idea that we're doing about 10% and there's about 90% more that we need in order to make the difference for our fortune, but probably the opposite is true. We're doing enough things to have bought and shared in the good life so far. And maybe all we need is that extra 5% or 10% of intellectual change. Activity change. A refinement of discipline. A refinement of thought. And all we need is the ideas to make those simple changes and the equity starts gathering in one year, three years, five years, 10 years.

I have a good comment for you: Now's the time to fix the next 10 years. Now, you may have to come to grips with reality and with truth; that's what was good for me when I met Mr. Shoaff. I was 25 years old, he was 44 years old. And he brought me a wealth of experience and he started asking me the tough questions. "Big question", he said, "Are you reading the books that are going to take you where you want to go in the next 5 years?"

Excellent question. See, you want to make sure. I would assume for all of you, to get to where you want to be in the next 5 years, you are either reading the right books or you're not. You're either engaged in the disciplines or you're not. But, here's what we don't want to engage in: disillusion. Hoping without acting. Wishing without doing.

The key is to take a look and say, "Where am I? What could I do to make the changes to make sure that I can take more certain daily steps toward the treasure I want, the mental treasure, the personal treasure, the spiritual treasure, the financial treasure? I don't want to make any more errors. Now's the time to adjust my daily program to take me where I want to go."

In lecturing for more than 40 years, I've gotten letters and personal testimonies of people that have done such remarkable things with just a few suggestions. And that is why seminars, tapes and books can be so valuable. Here's a key idea for us all to remember: We could all use a little coaching. When you're playing the game, it's sometimes hard to see it all.

But the key is to start right now making these changes to walk this new road. And here's what's exciting to me: just a few daily disciplines makes a great deal of difference in one year, three years, and five years. And before you know it, you will be walking a brand new road.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2012. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit

Sunday, August 26, 2012

Chores: The Four-Letter-Word Parents Use On Their Kids

I know, the word "CHORES" is not a four letter word, it is actually six letters. So, please do not send me comments on my inability to count. Also, I know it is not technically a bad word that will get you punished for merely mentioning it. However, if you are making your kids do chores, you might as well be yelling four-letter-words at them.

Do you remember when you were a kid and your parents told you that you couldn't go outside and play until your chores were done? Now a days parents might say to their kids that they cannot play their video games or watch their favorite show until after they are finished with their chores. Do you remember how that made you feel? I know it ingrained in me a very negative attitude towards helping out or doing any kind of work around the house at a very young age. Well, that same negative feeling you got when you were a kid is the same negative feeling your kids are getting about the chores you are giving them now.

I am definitely not suggesting that your kids get a pass on having to help around the house. On the contrary, I am just suggesting that we go about it a different way. I know in my case, much like many other two income families, the last thing you want to do after a long day at work, is to come home to your other job as servant for your kids. You do the laundry, cook them food, wash the dishes, take out the trash, etc., all while they sit on the couch watching television or playing their video games. You may laugh at this, but I personally see many families run this way where, because of the fast paced world we live in, the parent's do the work themselves rather than taking the time and energy to teach their kids how to do it. I know most parents have the best of intentions, but if we get in the habit of leaving our kids alone because we don't want to bother them or allow them to just zone out in front of the television or game while we do all the work, we can't be suprised when our children develop an entitlement mindset.

I believe that kids need to do their part around the house too. But, as parents, it is our job to do the fine balancing act of inspiring our children to want to help out and not intimidating them to help out. This requires some creativity and patience, but if it makes a positive impression on your kids then it should be well worth the effort in the end.

I definitely do not consider myself a guru on this topic, but I am a parent and that should count for something. Three years ago when my son was seven and my daughter was four, I decided enough was enough. So, based on my experience - as a kid and as a parent, here are some ideas you can use to "share the burden" with your kids without having to make any threats:

Make it a fun experience
With my kids, I helped them start their own businesses. I've found that you can have a fun time just deciding on a business name with your kids. I got my kids excited with the possibility of working for themselves and not having a boss in the future if they so choose. My wife and I never use the term "chores" when we need help around the house. We ask them if they want to earn some money for their business and they, for the most part, are pretty excited and proud to do the work. Besides all of the positives like real-world experiences, the sense of ownership, good work ethics, a boost in their self esteem and increased responsibility that my kids get out of having their own business, it is also a "Win-Win". My wife and I get some help around the house and my kids get to earn some money.

Start small and slowly increase the responsibilty
A good example of this is when my daughter was four and my son was seven, my only expectation with the laundry was that they fold the towels and rags. After they mastered that task, I started adding other tasks such as unloading the dryer and putting the laundry away when they are done folding. We plan on teaching them how to properly fold other types of laundry next and eventually they will be taking over all of the laundry from start to finish.

Make it a bonding experience
Think of every new task that you give your child is an opportunity to spend extra time with them to teach them how to do the job as well as to set the bar on the quality of work you expect.

Encourage entrepreneurship
As your kids get older, encourage your kids to take what they've learned around the house and find a need that they might be able to fill. For instance, if your child mows the lawn, he might possibly want to start a lawn mowing business. When my kids become masters at doing the laundry, they might want to start a laundry service where they do the laundry for two-income families who hate to do their laundry as much as my wife and I do! I am sure there is a market for that business. Another idea might be to make your kids bid for jobs around the house or to write up a project plan for jobs that they think up themselves.

Make it a learning experience
Don't make it only about the money. If we make it only about the money, our kids may never want to help us out around the house if there is no money involved. Make sure your kids still have responsibilities without the expectation for payment like cleaning their room, making their bed, getting good grades or brushing their teeth. (Personally, I am not a proponent for giving kids an allowance just because they have reached a certain age. I feel that this just teaches an expectation for money without the expectation for having to do anything for that money.) I think now is a great opportunity to not only teach some good financial habits, but also some good life lessons like the importance of dividing their money into the four meaningful categories of Giving, Investing, Saving and Spending.

Getting your kids to help around the house doesn't have to be like pulling teeth. Make it a fun experience and your kids will love it. Remember the Golden Rule: Do unto others as you would have done unto you? Well, don't make your kids do chores that you remember hating when you were a kid! And, above all else, don't use any four-letter-words ... like "chores"!

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Sunday, August 19, 2012

Overcoming Other People’s Resistance to Your Goals
Written by Jack Canfield

Achieving goals often requires the support and involvement of other people, which poses a challenge when those individuals object to our plans.

Although some people react to resistance by trying to guilt or strong-arm others into complying with their wishes, highly successful people recognize that such tactics are manipulative and destructive to long-term relationships. Instead, they employ enrollment skills to gain others’ cooperation and support.

The Enrollment Process

Successful enrollment consists of four steps.

Step 1: Evoke the other person’s vision. Your goal is to identify what the other person’s ideal state looks like. In other words, what does success look like to them.

Use this powerful question to elicit visions: “If we were sitting here three years from now, what would have had to have happened for you to feel good about _____________?” When asking this question of your potential partners, you would fill in the blank with a description of what you’re trying to achieve. In addition, you would modify the timeline to be appropriate to the situation.

For example, if you were trying to enroll your spouse in taking a summer vacation in a specific location, you might ask “If we were sitting here at the end of the summer, what would have had to have happened for you to feel you’ve had an incredible vacation?” If you were talking to your top managers about a new initiative you wanted to undertake in your business, you might ask what would need to happen so that they would feel good about your progress as a company three years from now.

Step 2: Identify where you are now. Have the other person or people share their thoughts about where they think you are now in relation to their ideal state. Ask “What’s the current condition or situation? Where are we now in relation to that vision?”

Step 3: Identify obstacles. The third question would be, “What are the obstacles in the way of getting to your vision of success?”

At this step, a S.W.O.T. analysis can be helpful. S.W.O.T. stands for:

  • Strengths, skills and talents you currently have.
  • Weaknesses that have to be addressed within our company, within ourselves, our family, our budget, within whatever else we’re dealing with.
  • Opportunities that need to be explored and captured.
  • Threats, dangers and weaknesses in the marketplace, within our company or within ourselves that could stop us from being successful.

Another process you could use is what Dan Sullivan calls Strategic Planning Circles. Rather than identifying strengths first, he identifies obstacles. The intent is not to be pessimistic and negative. Instead, it’s to find the strategy to overcome the obstacles.

To use Strategic Planning Circles, look at every objection that could come up, every obstacle, every problem, and every possible thing that could go wrong. Then ask yourself, “What are three strategies for each of those obstacles, objections, or problems, so when they show up we can deal with them?”

Step 4: Reveal your plan for achieving the ideal state. Show them how your project, your plan, your goal, or whatever you’re wanting them to support will actually help move them from the current state to the ideal state.

Keep the Big Picture in Mind

Everyone you meet has their own goals and visions of what success looks like. When you need to enlist the support of other people and organizations to achieve your goals, it’s essential that you be aware of and remain sensitive to the needs and dreams of your team members. By using this four-step process, you’ll improve your ability to enroll others in achieving your goals, making it easier to achieve greater levels of success.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at:

Sunday, August 12, 2012

Creative Goal-Setting for Kids and Teens
Written by Denis Waitley

An Indian guide who displayed uncanny skills in navigating the rugged regions of the Southwest was asked how he did it. “What is your secret of being an expert tracker and trail-blazer?” a visitor asked him.

The guide answered: “There is no secret. One must only possess the far vision and the near look. The first step is to determine where you want to go. Then you must be sure that each step you take is a step in that direction.”

A dream is what you would like for life to be. A goal is what you intend to make happen. A goal is the near look; what, specifically, you intend to do on a daily basis to get there.

No matter what their current ages, try to determine the sensory learning style of each of your children: visual, auditory or kinesthetic. Visual learners understand and remember best what they see. Auditory learners prefer to hear and verbalize in order to comprehend. Kinesthetic learners need to involve touch and movement into the processing of new concepts, and to learn by doing. All of these styles have some overlap because we all use hearing, seeing and doing. But keep these styles in mind when you stimulate your children’s creative and goal-setting activities.

To build a pattern of positive expectations for your children, they need a way to keep score. Children know they are doing well when the task or project is well defined and the goals are clearly stated. How can a child experience the thrill of hitting the bull’s eye when he or she doesn’t know what the target is? Kids need to see the end before they begin a task or they will lose interest. When you are giving your child a task, such as cleaning her room, be specific in telling her what you want her to do and when you want it done and stick to it. By providing a clear and specific ending, your child can look forward to enjoying time with her friends when the task is completed.

Goals are the target of success! Who you see is who you’ll be. What you set is what you get. Help your kids get the far vision, the dream. Help them get the near look, the steps and action plans that pave the road to their dreams. Participate in your children’s games, problem-solving exercises, field trips and creative projects. Instead of telling them how things work, help them learn to discover the “hows” and “whys.”

Help your children dream about their future. Set the example by jotting down and cutting pictures out to describe family dreams. Assist them in defining their own goals and writing them down on index cards. Post the cards in their bedroom or on a board where they can see and review their goals daily.

Help your kids prioritize their goals. Have them consider their goals in the order of their importance. Place beside each written goal a proposed target date for the attainment of that goal.

Help your child make plans. Unfortunately, many kids view problems as insurmountable mountains. Your role as parents is to help them view problems as opportunities. Teach them to go over, around, under or to bore a hole right through their roadblocks.

Show children how to prepare a daily “to do” list. In the evening, help prepare a list of a few important things to do the following day. At the end of the day, help them review their progress. By using index cards, you can use a file box to store daily activity cards. Monthly, quarterly and yearly, let them go through the cards in the box to see all they have accomplished through step-by-step actions.

Help your kids to visualize, in advance, what the accomplishment of their goals looks and feels like. Bedtime is an ideal setting, where you can see in their imaginations where they want to be, what they want to do, and things they will have to work and save for to get.

Build goals and evaluations around the school year. When you go over your child’s report card, discuss the goals that he set for himself and how he is doing toward achieving those goals. Share with your child any comments teachers might have regarding his grades.

Kids need rewards, and behavior that gets rewarded gets repeated, especially if they understand that the reward is coming when the goal is accomplished. Rewards do not have to be strictly financial, but can be going out for ice cream or whatever your child enjoys doing. By rewarding goal-directed behavior, you are providing additional incentive to achieve almost any goal.

Reproduced with permission from the Denis Waitley Newsletter. To Subscribe to Denis Waitley's Newsletter Use this link © 2012 Denis Waitley International. All rights reserved worldwide.