Sunday, September 10, 2017

Why Employees Can Never Get Paid Their True Worth

Businesses operate on profit and they want to maximize their profits. The formula for making a profit is:
Revenue – Expenses = Profit.

The problem is, when we work for a business, where does our salary fall in this equation? We are an expense. It’s a revenue to us and our balance sheet, but it is an expense to the business and their balance sheet. So, if they can get away with paying us less, they would get to keep more profit.

When your boss says, “We need to do more with less,” that just means they want to get more out of you and pay you less money.

So, what kind of system are you in?

As an employee, we are never paid what we are worth. Never. You cannot be paid what you are worth. It’s impossible, because, let’s say you sell $100,000 worth of widgets for Company X and they pay you $100,000. If we look at the formula for profit, $100,000 - $100,000 = $0. Company X would get to keep $0 in profit. So, there would be no reason to have you in the first place.

The way business really works is, if I, as an employee, bring in $100,000 worth of revenue every year, they might pay me $30,000 or $40,000 so that they can override me and profit off me with $60,000 or $70,000.

Now, if you compound that, 40, 50, 60 hours a week for 20, 30, 40 years of your life, it’s no wonder that at age 65, 95% of people are failing. It’s not that people are not working hard, it’s that they are working hard in the wrong system. If the idea of having a job, of working for someone else, trading your time for money, were such a great opportunity, then why would people need 2 and 3 and sometimes 4 of them in a given household, not to live lavishly, but to just make ends meet.

If you find yourself in the wrong system, don't worry, there is still time to do something about it. But first, you must realize that your 9-5 is only going to make you a living. It is what you do during the hours of 5-9 that you can make a fortune. So, if you can find an opportunity where you can earn what you earn now, but control your time YOU WIN! If you can earn 5, 10, even 20 times what you earn now AND control your time YOU REALLY WIN!

So, get a plan in place, work your plan, get yourself in a position where you are no longer trading time for money and then and only then will you be getting paid your true worth. And at this point you will be able to ride out to the sunset on your own terms - you will be able to start spending all of your time and money on the things and people you love the most.

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any questions or comments, please feel free to contact me.

Sunday, September 3, 2017

Do You Have a Plan for Your Life?
Written by Jim Rohn

Work with your mind to figure out a positive self-direction.

When you are a person of character, you know who you are and where you want to go. You’ve already spent a great deal of time thinking about it. You’ve been working on the parts of your personality that will make you better—your attitude, your health, your time-management skills. You’ve been putting it all down on paper. And you’ve developed positive self-direction.

As you talk with yourself every day, how often do you ask, Is what I am doing today getting me closer to where I want to be tomorrow? Because here’s what you don’t want to ever do: kid yourself. Kid your neighbor and kid me and kid the marketplace if you want to, but don’t kid yourself. You can’t wait around with your fingers crossed hoping you’ll arrive at a good destination when you’re not even headed in the right direction. You say, Well maybe the wind will take me. There’s a chance, of course, but it’s about as likely as winning the lottery. You’ve got to take charge.

Ancient scripture says that hope, if it’s delayed long enough, can make the heart sick. You’ve got to ask yourself often, Am I performing the disciplines that are taking me in the direction that I want to go? I don’t want to delude myself and think I’m on the way to financial success when there’s not a prayer. I don’t want to delude myself into thinking there’s someone else who will take care of it. Nobody else is going to take care of it. Nobody else is going to take care of me.

What if all of your negative-thinking relatives turned positive? What would that do for your fortune and your future? Not much. If prices came down a little, what would that do for your sophistication and your culture? Not much. If the economy gets a little better, what would that do for you? Not much.

If you don’t make plans of your own, you’ll fit into someone else’s plans. And what do you think they have planned for you? Not much. Most people wake up every morning counting on this “not-much” list. And that’s all they have: not much. Not much hope. Not much promise. Not much progress. They’re driving what they don’t want to drive, living where they don’t want to live, doing what they don’t want to do.

Forget the thief waiting in the alley to snatch your purse. What about the thief in your mind? He is tempting you to become lazy, not stimulated by thoughts and questions. Don’t become a victim of yourself. Ask yourself these questions:

  • Is this the direction that I want for my life?
  • Is this someone else’s direction?
  • Is it a goal that has been ingrained in me since my childhood?
  • Is it my parents’, my spouse’s, my boss’s or my children’s?
  • Is it mine?

Ask yourself these questions. Get into the debate of your inner mind.

  • What am I doing that works?
  • What am I doing that doesn’t work?

Debate it all. Work with your mind to figure out the best possible direction for you. This is your self-direction.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2017. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit www.JimRohn.com.

Sunday, August 27, 2017

Employee-Mentality vs. Business-Mentality

Today's blog post is going to be an interactive one. Because I don't have all of the answers, I am going to pose some questions to you and let you fill in the blanks. I hope the answers you come up with are as eye-opening to you as it was for me.

Out of 100 employees working for a business owner, how many of them would like to make more money?

Out of 100 business owners, how many of them want to pay their employees more money?

Why does the business owner not want to pay his employees more? In Business 101, they teach: Revenue - Expense = Profit

Now, what are the business owner’s objective? To maximize or minimize profit?

What is the CEO's number one responsibility? To create employee wealth?

The CEO's number one responsibility is to create shareholder wealth, not employee wealth.

If the CEO is not creating shareholder wealth, how secure is his job?

So, we are all taught to get a good job, but what is a business’s, many times, largest expense? Payroll or employees.

Now think about yourself, when you hire people to work for you, how much do you really want to pay the people working for you? A lot or a little?

Just like you, what’s a business owner think when he writes that check if you are salaried or you are hourly? He’s thinking, “I wish this was a smaller amount.”

How many business owners are trying to lower expenses? How often are they trying to do it?

90% of people are employees and 10% of people are business owners. 90% of the people are working for 10% of the people and who’s getting rich?

How did this happen?
Well, if you go back to the 1900s, before the industrial revolution, when people came over here from Europe to America, they didn’t come over here looking for a good job. What did they come here for? Opportunity. Before 1900, everybody was basically self-employed or had their own business. Everybody worked for themselves.

But what happened during the industrial revolution? The factories and then corporate America, they all needed employees. So, then the universities started growing and people started going to college and we were taught this employee-mentality.

Think about this, how many people come out of college ready to start their business? Many people go to college and get a business degree and then come out knowing how to run somebody else’s business. They come out with the mentality of running someone else's business, but not their own.

We must break the status quo
Today's status quo is that we are taught to go to school, get good grades and get a good job with good benefits. This paradigm has gotten so pervasive that we have an entire generation out there of highly educated servers, waitresses, bartenders and Uber drivers who get out into the real world and can’t even pay their bills. Then what happens is the paradigm kicks back in and they might think, “Well I’ve got to go back to school, get another degree so I can get a different job.” And this way of thinking guarantees you nothing but more college loans and debt.

Like I mentioned at the beginning, I don't have all of the answers, but I do believe that this way of thinking has got to change.

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any questions or comments, please feel free to contact me.

Friday, August 18, 2017

7 Tips for Developing Your Personal Philosophy
Written by Jim Rohn

Your philosophy is the greatest determining factor in how your life works out. This is how to build a meaningful one.

Jim Rohn was broke at 25 and a millionaire by 31. How does an Idaho farm boy make it to Beverly Hills? This is how…

At 25, there was nothing in my bank and I needed to provide for my family. As I was considering what to do, I met John Earl Shoaff, a wealthy entrepreneur who became my employer for the next five years. He revolutionized my life and taught me the importance of developing my personal philosophy, to look for those few things that make the most difference and to spend most of my time doing those things. It isn’t a complex or mystical process but a principle that can make a difference in how your life turns out.

While there are many puzzle pieces for success, without developing a sound philosophy, the other pieces are of little value. So as you go forward on this journey toward success, remember to:

1. Set your sail.
The winds of circumstance blow upon all of us. We all have experienced the winds of disappointment, despair and heartbreak, but why do people arrive at such different places at the end of the journey? Have we not all sailed upon the same sea?

The major difference isn’t circumstance; it’s the set of the sail, or the way we think—it’s what we do after we’ve set our sails and the wind decides to change direction. When the winds change, we must change. We have to struggle to our feet and reset the sail in a manner that will steer us in the direction of our own deliberate choice. The set of the sail, or how we think and how we respond, has a far greater capacity to destroy our lives than any challenges we face. How quickly we respond to adversity is far more important than adversity itself.

The great challenge of life is to control the process of our own thinking.

2. Learn from success and failure.
The best way to establish a new and powerful personal philosophy is to objectively review the conclusions you’ve drawn about life. Any conclusion you’ve drawn that isn’t working for you could be working against you. The best way to counteract misinformation and wrong data is to input new and accurate information. Gather information from personal experience. If you’re doing something wrong, evaluate what you did wrong and change things.

Seek an objective, outside voice about how you are and what you’re doing. An objective opinion from someone you respect can lead you to early and accurate information about your decision-making process. Listen to the freshness of an outside voice—someone who can see the forest and isn’t lost in the trees.

Observe the successes and failures of other people. If people who failed were to give seminars, it would be helpful. You could see how people mess up and you wouldn’t do what they did. Past failures and errors prompt us to amend current conduct so we don’t replicate the past.

Study from people who do well. Each of us should be in a constant search for people we admire and respect and whose behavior we can model. It’s far better to deliberately choose the people we will permit to influence us than to allow bad influences to affect us without our conscious choice.

3. Read all you can.
People from all walks of life who’ve had some of the most incredible experiences have taken the time to write of these experiences so we can be instructed and amend our philosophies.

The contributions of other people enable us to reset our sails based upon their experiences. Books offer treasures of information that can change our lives, fortunes, relationships, health and careers for the better.

There are two books you need to read to build your philosophy: Think and Grow Rich by Napoleon Hill and The Richest Man in Babylon by George S. Clason.

4. Keep a journal. A journal is a gathering place for all of our observations and discoveries about life. It’s our own handwritten transcript that captures our experiences, ideas, desires and conclusions about the people and the events that have touched our lives. The past, when properly documented, is one of the best guides for making good decisions.

The very act of writing about our lives helps us think more objectively about our actions. Writing tends to slow down the flow of information and gives us time to analyze and ponder the experience. The intense scrutiny of journal writing can enable us to make refinements in our philosophy that are truly life-changing.

Jot down what you learn and be a buyer of empty books. It’s the small disciplines that lead to great accomplishments.

5. Observe and listen.
Pay attention during your day, watch what’s going on. Surround yourself with people you respect and admire. Find people whose personalities and achievements stimulate, fascinate and inspire you, and then strive to assimilate their best qualities. This is called the skill of selecting. Don’t waste your time on the silly and the shallow.

One of the major reasons people don’t do well is because they keep trying to get through the day while a more worthy cause is to get from the day. We must become sensitive enough to observe and ponder what is happening around us. Be alert. Be awake. Often the most extraordinary opportunities are hidden among seemingly insignificant events.

Be a good listener. Find a voice of value and stay for a while. With so many voices vying for your attention, you need to develop the skill of selective listening and only dial into the radio station that appeals to you. If a voice is not leading to the achievement of your goals, exercise caution in how long you listen.

6. Be disciplined.
Every day is filled with dozens of personal crossroads, moments when we’re called upon to make a decision regarding minor as well as major questions. These decisions chart a path to a future destination. With careful mental preparation, we can make wise choices.

The development of a sound philosophy prepares us for making sound decisions. When we eat healthy foods, we experience positive results in a short time. When we start exercising, we feel a new vitality almost immediately. When we begin reading, we experience a growing awareness and a new level of self-confidence.

New disciplines practiced daily will produce exciting results. The magic of new disciplines causes us to amend our thinking.

7. Don’t neglect.
Neglect is the major reason people don’t have what they want. If you don’t take care of things in your life, neglect becomes a disease. If you neglect to do good things with your money, you probably neglect to do good things with your time. If you don’t know what’s going on with your health or your bank account, you could be at risk.

Set up new disciplines to change your life. Don’t neglect. Everything is within our reach if we will read books, use journals, practice the disciplines and wage a new and vigorous battle against neglect.

Build your philosophy. Commit yourself to a new journey and say, I’m going to change my life. Once you do, you’ll never look back.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2017. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit www.JimRohn.com.

Thursday, August 3, 2017

How Patience Makes You Rich
Written by Jim Rohn

It helps you to make the most of today while building a better tomorrow.

A patient man is always richer than an impatient one, even if the patient man has less money.

What do I mean by that statement? Well, riches and wealth can take other forms besides dollars and cents. In what sense is the patient man richer? The answer is actually very simple. A patient man is always richer than the impatient one because the patient man can always afford to wait. The patient man is never desperate. The patient man has time to spare, while the man in a hurry is always on the verge of bankruptcy as far as time is concerned.

In any situation you can think of, impatience is a source of weakness and fear, while patience represents substance and strength.

And here’s another reason why patience gives the person who has it an incalculable advantage over those who don’t have it: It gives him deeper insight into himself and others, which is a mark of philosophical refinement. If you can only see the short term, if you think only in terms of the here and now, then you are stuck in a one place. You can’t judge distances. You live in a world that’s flat and two-dimensional. In other words, the impatient person lacks all sense of perspective.

Perspective lets you measure your current plans against things that have already occurred and against your desires and aspirations for the future. Then and now, here and there, near and far, need and know, watch and wait—these are the dual optics that allow the patient man to see in stereo. The nearsighted person sees only the present; the fantasizer sees only an imaginary future and, more likely than not, trips over his mistakes trying to get there.

Patience enables you to see the big picture. It helps you to make the most of today while building a better tomorrow. For that reason, it’s one of the most valuable equities of all, one that you should make every effort to acquire. The payoff will be worth it.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2017. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit www.JimRohn.com.

Sunday, July 30, 2017

10 Life Purpose Tips to Help You Find Your Passion
Written by Jack Canfield

If you want to be fulfilled, happy, content, and experience inner peace and ultimate fulfillment, it’s critical that you learn how to find your passion and life purpose. Without a life purpose as the compass to guide you, your goals and action plans may not ultimately fulfill you.

How to Discover Your Life Purpose
After working with more than a million people all over the world, I have come to believe that each of us is born with a unique life purpose.

Identifying, acknowledging, and honoring this purpose is perhaps the most important action successful people take. They take the time to understand what they’re here to do – and then they pursue that with passion and enthusiasm.

For some of us, our life purpose a passion is obvious and clear. We’re born with a set of talents and through persistent practice, we develop our talents into skills.

My children are prime examples. It was clear from the moment they got on the planet what they were interested in.

One son wanted to draw all the time, and he is now in the art world. Another son was always tapping out rhythms on paint cans and dishes, and he’s now in the music world, along with one of his brothers.

My daughter is in the literary world, and my stepson is definitely in the business world. They had natural talents that were clear indicators for what they ended up ultimately being passionate about.

My stepdaughter is also in the arts – she began singing and drawing when she was two. And my step son is in the business world. He was making business plans and selling things to his friends by the time he was in middle school.

They all had natural talents that were clear indicators for what they ended up ultimately being passionate about.

For some people, though, it’s not as easy to identify a passion. You may even have asked yourself at one point or another, “What should I do with my life?” or "What is my life purpose?"

Alternatively, you may enjoy what you do, but on deeper exploration, discover that you’re passionate about something altogether different than what you do.

Below I’d like to give you 10 tips to help you find your life passion and true purpose.

Learn how to discover your full potential, dream bigger than you ever have before, and finally achieve your most important goals with these principles.

Learn more about Breakthrough to Success Online Here

1. Explore the Things You Love To Do & What Comes Easy to You
We are all born with a deep and meaningful purpose that we have to discover. Your purpose is not something you need to make up; it’s already there. You have to uncover it in order to create the life you want. You can begin to discover your purpose by exploring two things:
  1. What do you love to do?
  2. What comes easy to you?
Of course, it takes work to develop your talents- even the most gifted musician still has to practice-but it should feel natural, like rowing downstream rather than upstream. I love to teach, to write, to coach, to facilitate, to train, and to develop transformational seminars, workshops, and courses. I love to bring other leaders together for conferences and to co-create new approaches to our work.

These things come easy for me. Although I invested many years in learning how to master these skills, I loved every minute of it. In other words, work is required, but suffering is not. If you are struggling and suffering, you are probably not living on purpose.

2. Ask Yourself What Qualities You Enjoy Expressing the Most in the World
First, ask yourself, What are two qualities I most enjoy expressing in the world? Mine are love and joy.

Second, ask yourself, What are two ways I most enjoy expressing these qualities? Mine are inspiring and empowering people.

I inspire people with the moving stories that I tell in my seminars and that I write about in my books, and I empower them by teaching them powerful success strategies that they can apply in their own lives.

3. Create a Life Purpose Statement
Take a few moments and write a description of what the world would look like if it were operating perfectly according to you. In my perfect world, everybody is living their highest vision where they are doing, being, and having everything they want. Finally, combine all three into one statement, and you will have a clear idea of your purpose.

Mine is “Inspiring and empowering people to live their highest vision in a context of love and joy.”

4. Follow Your Inner Guidance (What Is Your Heart Telling You?)
What if I told you that you have your own guidance system within you that can help you get from where you are in life to where you want to go?

It’s called your inner GPS. Your inner GPS is similar to the GPS system you use in your car or on your phone. It tells you how to get from point A to point B.

When you get in your car and are heading to a specific destination, what is the first thing you input into your GPS? First, it finds your current location. Once it’s determined where you are, it gives you directions to where you are heading.

For the system to work, it simply needs to know your beginning location and your end destination. The navigation system figures out the rest by the use of an onboard computer that receives signals from multiple satellites and calculates your exact position. Then it plots a perfect course for you.

All you have to do from that point on is follow the instructions it gives you to reach your destination.

Decide Where You Want to Go
All you have to do is decide where you want to go by clarifying your vision, then lock in your destination through goal setting, affirmations, and visualization, and then start taking the actions that will move you in the right direction.

With every picture you visualize, you’re “inputting” the destination you want to get to.

Every time you express a preference for something, you are expressing an intention.

A table by the window, front row seats at a conference, first-class tickets, a room with an ocean view, or a loving relationship.

All these images and thoughts are sending requests to the universe.

If you stay out of its way—meaning you don’t interrupt the process with a stream of negative thoughts, doubts, and fears, your inner GPS will keep unfolding the next steps along your route as you continue to move forward.

In other words, once you clarify and then stay focused on your vision (you can do this with a vision board or meditation), the exact steps will keep appearing along the way in the form of internal guidance, creating ideas, and new opportunities.

5. Be Clear About Your Life Purpose
Once you are clear about what you want and keep your mind constantly focused on it, the how will keep showing up—sometimes just when you need it and not a moment earlier.

You were born with an inner guidance that tells you when you are on or off course by the amount of joy you are experiencing. The things that bring you the greatest joy are in alignment with your purpose and will get you to where you want to go.

When you present your goals to the universe with all its powerful technology, you will be surprised and dazzled by what it delivers. This is where the magic and miracles truly happen.

Take some time to think honestly and openly about where you currently are in your life and what you want to do with your life.

What is your financial status? How are your relationships going? How is your health? And so on…

Next, think about where you would like to be.

If your life were perfect right now, what would it look like? What kind of job would you have and where would you be living? By continually doing this exercise, you’ll send powerful triggers to your subconscious mind to help you get there.

6. Conduct a Passion Test
Developed by Chris and Janet Attwood, the passion test is a simple, yet elegant, process. You start by filling in the blank 15 times for the following statement: “When my life is ideal, I am ___.” The word(s) you choose to fill in the blank must be a verb.

When Janet took me through the process, my statements looked like this:

  • My life is ideal when I’m being of service to massive numbers of people.
  • My life is ideal when I’m helping people with their vision.
  • My life is ideal when I’m speaking to large groups.
  • My life is ideal when I’m being part of a spiritual leaders network.
  • My life is ideal when I’m creating a core group of ongoing trainers who feel identified with my organization.

Once you’ve created 15 statements, you identify the top 5 choices. To do this, you compare statements #1 and #2 to identify which is most important. Take the winner of that comparison and decide whether it’s more or less important than statement #3.

Then take the winner of that comparison, and decide whether it’s more or less important than statement #4, and so on until you’ve identified the passion that is most meaningful to you.

Repeat the process with the remaining 14 statements to identify your second choice. Then repeat the process until you’ve pinpointed your top 5 passions.

Next, create markers for each of your top five passions, so that you can look at your life and easily tell whether you are living that passion.

For me, a life goal would be, “When I’m helping people live their vision I’m giving at least 20 workshops a year for at least 10,000 people total, and at each event, people are coming up afterward and saying, ‘You’ve really empowered me to live my vision."

Once you know what your passions are and how your life will look when you are living it, you can create action plans to turn your dreams into reality.

7. Think About The Times You’ve Experienced the Greatest Joy In Your Life
Another technique you can use to help you identify your purpose is to conduct a joy review. Simply set aside about 30 minutes and make a list of all the times you’ve felt the greatest joy in your life.

(When I did this it was when I was a patrol leader in the Boy-scouts, when I was an officer in my military high school, when I was a summer camp counselor at a camp in Maine, my years as a leader in my college fraternity, my years as a high school teacher, when I was conducting workshops and training, when I was telling jokes, telling stories and when I was travelling.)

Then look for a pattern among all these times.

In my case, it was when I was teaching, and when I was inspiring and empowering people to go for their dreams and to have more love, joy, and abundance in their lives.

Since we know that joy is part of your internal guidance system telling you when you are on course, you can determine a lot about your life purpose from completing this joy review.

8. Follow This Example of Finding Purpose
One of my coaching students, a successful cardiologist, was struggling to identify his purpose. I suggested another exercise, and asked him to look back over his life and answer the question, When have I felt most fulfilled?

He shared three periods in which he felt the happiest and most fulfilled.

First, he told me about a time with his grandfather when he was growing up in India.

The second was his experience of playing with his own grandchildren.

The third was a time he spent vacationing on a sailboat.

When I asked him what was common to all three of these experiences, he told me that it was the sense of freedom that he felt.

Noticing that none of his three experiences related to his profession in medicine, I asked him to tell me about his most fulfilling experiences as a doctor.

The incidences he reported were when he had donated his services for free or for a lesser fee than his partners thought he should have charged. He shared about a time when he too a much longer time than usual during an office visit to support and encourage a family who were in fear of losing their father during an impending heart surgery.

Take Time for Yourself
As we examined his life further, it became apparent that he took very little time for himself. He was always on call, always working late, always over-scheduled with little or no free time for self-care. I asked him why this was so. He answered that people could die if he didn’t attend to them.

The problem became clear: By attending only to patients and never to himself, he was-in a sense- dying.

To drive this point home, I asked him what he would do in the following situation: “A patient comes to you for an operation. If you operate on this patient, you will die. If you don’t operate on him, he will die. It’s him or you. What would you do?” He reflected quietly on this scenario for along time, and the finally he said, “I would choose to live, rather than die myself. It doesn’t make sense to kill myself to save others.”

This was a turning point in his life. He later told me that while he still wants to serve people, he now knows he has a right to take care of himself-his mind, his body, and his needs.

This cardiologist now places a higher value on doing what truly comes from his heart, not someone else’s.

9. Align Your Goals With Your Life Purpose and Passions
We’re all gifted with a set of talents and interests that tell us what we’re supposed to be doing. Once you know what your life purpose is, organize all of your activities around it. Everything you do should be an expression of your purpose. If an activity or goal doesn’t fit that formula, don’t work on it.

Aligning with your purpose is most critical when setting professional goals. When it comes to personal goals, you have more flexibility.

If you want to learn how to paint or water ski, go ahead and do so. If your goal is to get fit and lose weight, move ahead with confidence. Nurturing yourself emotionally, physically and spiritually will make you more energized, resilient and motivated to live your purpose on the professional front.

However, don’t ignore the signs that your job or career is not right for you. If you dread Monday mornings and live for the weekends, it may be a sign that it’s time to follow your heart and pursue the work you long to do.

10. Lean Into Your True Life Purpose
Once you have gained more clarity about your purpose, you don’t need to completely overhaul your life completely all at once. Instead, just lean into it, bit by bit.

Start living your purpose a little more fully every day, and pay attention to the feedback you’re receiving from others and in terms of the results you are producing, and also to how you are feeling.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at: www.FreeSuccessStrategies.com/.

Thursday, July 20, 2017

Things we were never taught in school

To clarify, here are some things that I wish I was taught while I was in school, instead of having to discover them for myself much later in life:

  • Recruiting is normal. Every business does it. Many think it is weird to recruit, but to business owners, not recruiting would be even more weird. Most people are used to getting recruited and not being the recruiter. But, what I’ve found is that the talented people aren’t the ones who are making all of the money – the people who are recruiting the talented people are the ones making all of the money.
  • In business, it is not just about having a great product or great advertising. That is nice and all, but it’s more about distribution. Does McDonald’s sell the best cheeseburgers in the world? I think most people would give a resounding “No!” Instead, at McDonald’s, they didn’t focus on the product, but on massive distribution. One time they put a Garth Brooks album at the counter of every McDonald’s and it became the #1 album. So, they don’t just sell burgers and fries. They demonstrated that once you have your distribution pipeline established, it is possible to pretty much sell anything through it.
  • In sports, you have to play fair, but in business you do not have to play fair. In basketball, to be fair you need to have 5 on 5, but in business, you could have 5 on 50. If one business has 50 agents and the other business only has only 5, the one with 50 is going to beat the one with 5 in sports, in a fight and also in business, because more people always wins.

The problem is, when we go to school, we have employees teaching us how to become a business owner. And when we go to a job, we have a business owner teaching us how to become an employee. That is why only 5% of the population are business owners making 95% of the wealth while the other 95% are employees making only 5% of the wealth.

In order for us to get from the 95% crowd over to the 5% crowd, it is going to require a change of thinking on our behalf. One suggestion might be to start thinking more like an immigrant who is dreaming of coming to America. Do you think most people come to America looking for a great job that is secure with benefits? No, most people come here looking for an opportunity. And there is plenty of opportunity out there for all of us - yes, even you. So, go out there, crush the status quo and look for YOUR opportunity!

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Sunday, July 16, 2017

How Do You Want People to See You as a Leader?
Written by Jim Rohn

… as honest and full of integrity, or dishonest and full of deceit? It’s your choice.

For a leader, honesty and integrity are absolutely the keys to success.

A lot of people don't realize how closely they're being watched by others. But do you remember when you were a kid in grade school, how you used to sit there staring at your teacher all day? By the end of the school year, you could do a perfect imitation of her mannerisms. You were aware of the slightest nuances in her voice—all the little clues that distinguished levels of meaning and told you the difference between bluff and "I mean business.”

As a child, you were able to do this after eight or nine months of observation. Suppose you had five or 10 years—do you think there would’ve been anything about your teacher you didn't know?

Now fast forward and use that analogy as a manager. How much does your team know about you right this minute? Have you been completely honest with them, or do you feel like you've gotten away with small dishonest things?

An act of dishonesty can't be hidden, and it will instantly undermine the authority of a leader. However, an act of integrity and kindness is just as obvious. When you're in a leadership position, you have the choice of how you will be seen—but you will be seen, one way or the other.

In any organization, people want to believe in their leaders. If you give them reason to trust you, they're not going to go looking for reasons to think otherwise, and they'll be just as perceptive about your positive qualities as they are about the negative ones.

Yet we all know people who have gotten ahead as a result of dishonest or unethical behavior. But like the old saying goes, "Hope of dishonest gain is the beginning of loss." I don't think it’s refering to loss of money. I think it actually means loss of self-respect. You can have all the material things in the world, but if you've lost respect for yourself, what do you really have? The only way to ever attain success and enjoy it is to achieve it honestly with pride in what you've done.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2017. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit www.JimRohn.com.

Sunday, July 9, 2017

How to Keep Yourself Encouraged
Written by Jim Rohn

Have faith in yourself and your ability to figure out what works and what doesn’t.

Here is a familiar scenario for all of us: You have an exciting goal in mind, you’ve done your homework, you think you’re amply prepared… and things just don’t work out. You’ve probably had times when you thought you were doing what you were supposed to do, but you were misinformed. You thought you had it all laid out, and it just didn’t work. You burned the midnight oil day after day, and it didn’t help. You couldn’t seem to change the end result.

These are times when you have to be your own best cheerleader. There are two ways to keep yourself encouraged.

1. Take responsibility for the missed opportunity or the misrepresentation.
Learn from the fact that though you made the best presentation possible, your client wanted it a different way. Be prepared for the letdowns that happen every so often. Know that this lost opportunity just sets you up to take advantage of the next one. Realize that you can make the necessary alterations next time. Make the changes that will make the difference. Study your mistakes, and learn from them. Instead of dwelling on your mistakes, simply acknowledge them. Remind yourself that you’re smarter than your bank account leads you to believe.

2. Remind yourself that you’re bound to get better.
Don’t get down on yourself. Don’t beat yourself up. It’s the next opportunity that matters, not the last one. The last one matters only in that you must learn from it, but the next one gives you the opportunity to show that you have learned from your mistakes. You can do it better next time. You just have to practice. Keep trying until you’ve got it down pat.

If you’ve figured out what went wrong last time, then you know how to make it right next time. If you’ve figured out what it was in your presentation that didn’t work, don’t say those same words next time. If you’ve figured out that the reason you didn’t close the deal this time was because you didn’t have all the facts and figures in place, have all the facts and figures in place next time. Don’t beat yourself up for messing up. Pat yourself on the back for figuring it out.

You need to encourage yourself. You need to pump yourself up. You need to be your own cheerleader. Why? Because you can’t wait and hope that someone else will come along and cheer you up. You have to rely on yourself. You have to have faith in yourself and your ability to figure out what works and what doesn’t.

You’ll have to encourage yourself with future successes. When you miss an opportunity, are unprepared for an opportunity or suffer a setback while realizing your goals, you need to encourage yourself by immediately getting back into line.

There’s an old cowboy saying that goes, “Fall off a horse seven times, and you’re a real cowboy.” If you fall off a horse, get right back on. If you fall off track, get right back on. If you fall away from your disciplines, get right back to them. If you fall out of habit, get right back into it.

It might be hard. It might be a bit frightening. But get back on the horse. Keep your resolve alive, active and well. Cheer yourself on to victory.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2017. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit www.JimRohn.com.

Saturday, July 1, 2017

What's Your Perspective About Work?

Our perspective determines our destiny

We see the world, not as it is, but as we are – or, as we are conditioned to see it. ~ Stephen Covey

Most of us will spend 40 years or more working 40, 50, 60 hours a week at a job. Since we are going to commit so much of our lives to our work, doesn't it make sense to determine our perspective about that work?

If we are going to spend a lifetime working then …

  • Why not spend a lifetime working with people you like?
  • Why not spend a lifetime working where there is unlimited advancement?
  • Why not work in a positive environment?
  • Why not work with unlimited income potential?
  • Why not work where you control your future?
  • Why not work where the rewards are based on your results?
  • Why not work with freedom and flexibility?
  • Why not work with as an opportunity to create a passive income?
  • Why not work to build your own business that offers residual income?
  • Why not work where there is positive recognition?
  • Why not work with self-motivated people?
  • Why not work in a challenging and fun environment?
  • Why not work to create a residual income?
  • Why not work with unlimited expansion?
  • Why not work to build a business so you don’t have to work at some point?
  • Why not work to build a life of significance doing something important?
  • Why not work to build a generational money machine?
  • Why not work where you build your family legacy instead of the owner’s family legacy?

See, here’s the question: Whose children are going to benefit from your lifetime of working? Are your children going to benefit, and your grandchildren going to benefit, or are the owners of the business children going to benefit?

What is your perspective about work?

We are going to spend a lifetime working, so why not work at doing something that leaves a legacy for our families, where we can make a difference, where we can do something great?

Perspective determines your destiny and you've got to fight for your destiny!

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Sunday, June 25, 2017

The Importance of Mindset, Meditation & Mastermind
Written by Jack Canfield

I attribute much of my success to the importance of mindset, meditation, and masterminding. They have contributed much to my life and you too can enjoy their benefits as well with a little effort.

Changing your mindset and the way you think about the world around you will open you up to new possibilities happening all around you. Meditation will help increase your self-confidence and expand your awareness among many other things. Masterminding will help hold you accountable for your own personal growth and development.

1. Mindset: The Importance of Mindset
Study after study has shown that the mind is an extremely powerful instrument. Things most people thought was impossible were later achieved by scientists, athletes, businesspeople and everyday individuals, simply because they believed they could and they persevered.

You may have heard the famous quote from Napoleon Hill – author of the classic personal development book, Think and Grow Rich – who said:

“Whatever the mind can conceive and believe, it can achieve.”

That belief, by the way is a choice. It’s simply a thought you decide to think over and over again until it becomes automatic.

Scientists know that our belief about whether something is possible is a byproduct of our life experience. Through a lifetime’s worth of events, our brain actually learns what to expect next. Since our brain expects things to happen a certain way, we often achieve exactly what we expect.

This is why it’s so important to have a believing mindset. Believe it’s possible to achieve something in your life and things will often turn out exactly as you believe they will.

Of course, there’s a negative aspect of belief. Believe that failure or disaster will befall you – and guess what… it usually will.

Positive AND negative outcomes are why it’s so important to hold positive expectations in your mind.

When you replace your negative expectations with positive ones and begin to believe that what you want is possible, your brain will take over the job of accomplishing it for you.

2. Meditation: A Powerful Success Tool
I regularly participate in multi-day meditation retreats. I always like to take a couple of weeks a year to spend in stillness and silence. It helps me to relax, de-stress, go deeper into my essential self and open myself to the inner guidance that I receive during these times. Once I catch up on my sleep after the first two days and enter into a deep state of peace, the insights, ahas, and breakthrough ideas that come to me are usually very profound and useful in my daily life and work.

The title for Chicken Soup for the Soul®, which has become a brand worth hundreds of millions of dollars, came to me after three days of meditation.

The idea for creating the Chicken Soup for the Women’s Soul book came to Marci Shimoff, who became the coauthor for that book, came to her during a silent meditation retreat. That book was the catalyst for all of the other more than two hundred targeted Chicken Soup books that followed.

Another reason I attend meditation retreats regularly is that I drop into a deep space of unconditional love for myself, my wife, the fellow participants at the retreat, and for people outside the retreat—my family, friends, staff, students and humanity in general. Living in this state of unconditional love and acceptance is one of the most fulfilling experiences life has to offer.

Guided Meditations and Visualizations When I lead meditations at my training events, I use a process called guided meditation. I help my attendees meditate in a deeply relaxed state. They visualize the images, scenery and emotions they’ll experience once they’ve achieved the lifestyle they dream about.

Meditation and visualization has been repeatedly proven to:
  • Enhance self-esteem
  • Expand awareness
  • Increase memory
  • Facilitate optimal performance
  • Evoke a more positive attitude
  • Accelerate the learning of difficult subject matter.

In one of the most well-known studies on creative visualization in sports Ohio State University divided 15 basketball players into three groups of five players each. They tested each student to establish their average free-throw percentage. They asked:
  • Group 1 to practice shooting free-throws everyday for 30 minutes.
  • Group 2 to not touch a basketball for 30 days.
  • Group 3 to not touch a basketball for 30 days, but instead visualize shooting free-throws and to see each shot going into the basket perfectly.

At the end of the study they had the players shoot free-throws and compare their results.
  • Group 1, which had practiced 30 minutes a day, showed a 24% improvement.
  • Group 2, which had not touched a basketball for 30 days, showed no improvement which is not surprising.
  • But Group 3, which had only visualized shooting perfect free-throws, showed a 23% improvement without any practice.

The body literally cannot tell the difference between a real event and a vividly imagined event.

The point is that you can literally build skills, improve performance and actually program yourself to do the things necessary, see the opportunities available, and create the ideas necessary to achieve the goals you want.

3. Mastermind: The Power of a Mastermind Group
And the final success strategy is one of the most powerful tools ever used by successful people. Whether it's the world’s richest people from the early 20th Century or today’s modern icons of business. It’s called the mastermind group.

Napoleon Hill first talked about mastermind groups in his book Think and Grow Rich. It’s the one concept people most reference when they credit any one thing with helping them become a millionaire.

Andrew Carnegie had a mastermind group. So did Henry Ford. Ford would mastermind with brilliant thinkers like Thomas Edison, Harvey Firestone and others in a group they held at their winter mansions in Coral Gables, Florida.

Mastermind Groups Focus a Special Energy
They knew, as millions of others have discovered since, that a mastermind group can focus special energy on your effort, in the form of knowledge, resources and spiritual energy, too. While you must always do the work of becoming a great success, a mastermind group can harness and maximize the spiritual focus behind your success.

It’s this spiritual aspect that Napoleon Hill wrote about extensively. In fact, he said that if we are in tune with the mastermind—that is, God, the Universal Power or whatever term you use for the all-powerful life force, we have significantly more positive energy available to us. We can focus this power on our success.

In short, “mastermind” is both that power coming to us from above—from the God force—but also that power which comes to us from each other. Together, we know more and can focus more energy than any one of us can alone.

Assemble Your Own Mastermind
To assemble a mastermind group, choose people who are already where you’d like to be in your life, or who are at least one level above you.

If your goal is to become a millionaire, you won’t get much help if everyone in your mastermind group is making only $60,000 a year.

Of course, you might ask, “Why would anyone want to be in a mastermind group with me if I’m only making $60,000 a year?”

The answer is that you’re the one putting the group together. You’re the one providing the arena. You're organizing, supporting and building a forum for other people’s growth.

The truth is many people at a higher level will want to become involved simply because they then get to play at a game they might never organize for themselves.

The other people you’re going to invite are people they would like to be around, too. So make a list of ideal candidates and start asking.

If your goals center on a specific subject like starting a new business or investing money, you might start a mastermind group centered on entrepreneurship or investments.

You can always launch a general mastermind group plus a second mastermind group centered on a certain topic area where you invite people from the same field.

The ideal size of a mastermind group is 5-6 people. If it is too much smaller, it loses its dynamics. If it's bigger, it becomes unwieldy, meetings take longer, some needs go unmet and personal sharing is minimized.

Take Action and Start a Mastermind
Is starting or joining a mastermind group something you’d like to try?

Think about 5-6 people that you know who may want to start a mastermind with you. Think of people who are already where you want to be in your life. Ask them about joining and soon, you too could be assembled with people who are at the top of their game and who are eager to help you improve, too.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at: www.FreeSuccessStrategies.com/.

Tuesday, June 13, 2017

Three Must-Have Legal Documents

Most Americans don’t have wills. If you’re among this majority, it may concern you that if you were to die, the state could end up making some pretty hefty decisions on your behalf. They could be the final decision-makers on what happens to any of your left-behind children and they could also wind up being the distributors of all of your left-behind possessions and financial assets.


As well as needing a will, if you really don’t want a stranger making any of those important choices for you, it is extremely imperative that you also obtain these three important legal documents:

1. Durable Power of Attorney for Health Care. Also known as an advance directive or health care proxy, this lets you identify who will make medical decisions for you if you cannot.

2. Durable Power of Attorney for Finances. This designates who will handle money decisions for you.

3. Living Will. This tells doctors (and your family) exactly what type of care you do or do not want to receive if you are terminally ill and incapacitated. (Some states combine #1 and #3 into one form).

So, don’t leave such important matters to someone you don’t know and give yourself (and your family) some peace of mind.

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Sunday, June 11, 2017

How to Show Appreciation to Others
Written by Jack Canfield

Learning how to show appreciation daily for everything is one of the highest emotional states you can experience. Many people find that it requires great diligence to cultivate a persistent attitude of appreciation. That’s because we’ve been culturally conditioned to focus on what we don’t have, rather than appreciation for what we’ve already received and achieved.

"Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.." - Oprah Winfrey

When you make being grateful a habit, you’ll feel true joy and contentment, no matter what you have or don’t have in your life. And since the Law of Attraction states that like attracts like, being grateful will naturally attract more into your life that you can be grateful for. When you learn how to show appreciation, it’s a never ending cycle of positivity!

We do dozens of things every day on autopilot, such as eating our meals, taking showers, or doing the dishes. We don’t have to spend time visualizing these activities or putting them on our to-do lists. We simply do them out of habit. Playing The Appreciation Game on a daily basis is a great mindfulness training and will help you turn gratitude into a daily habit, so you can attract more joy and abundance into your life all year long.

How to Show Appreciation Daily
1. Set a time every day
First, set a specific time each day to consciously appreciate everything you encounter. An ideal time to do this is on your way to or from work.

2. Appreciate everything you encounter
Second, appreciate the people you pass, the road you walk on, the cars that let you merge into a different lane, the street signs that make it easy for you to know where you’re going, the rain that’s nourishing the plants and trees, and so on.

3. Look for the good in every situation
Third, look for the good in all situations – even those you would normally view as negative. As the saying goes, “Every cloud has a silver lining.” For example, when my wife was in a car accident a few years ago, she could have chosen to berate herself or question her judgment. Instead, she learned how to stay focused on her gratitude for suffering only minor injuries and for the help she received from other drivers.

Remember, new habits take 30 to 60 days to lock in.

Show Appreciation at Least 10 Times a Day
Express your appreciation to at least 10 people a day, both individuals you know intimately, as well as virtual strangers who touch your life. Experiment with the different forms of appreciation and observe how much more deeply your appreciation is received when you find the right way to deliver it for each individual. Then keep track of everything you’ve appreciated on your scorecard.

I don’t go to bed without achieving my daily appreciation quota. I appreciate my wife and children, write letters to my mother or stepfather, or email my staff. Do this every day for 6 months or until you no longer needed the card as a reminder.

As you build the habit of appreciation, it helps to expand the circle of people whom you appreciate. Think bigger. Our society flourishes because of connections. We literally couldn’t survive without other people.

Nobody pumps their own petroleum, turns it into gas, and trucks it into their own town. Other people do it. The food we eat probably has 30 to 40 people involved in it before it gets to our tables. Although they may be strangers, the people who serve us by doing their part in making our society function deserve our thanks, too.

Try it for Yourself
Grab an index card, a journal, or keep a note in your phone to start writing down at least 10 things you appreciate daily for the next 30 days. It may not feel natural at first to focus on appreciating what you already have, especially when you're first learning how to show appreciation.

But by faithfully practicing The Appreciation Game, you’ll begin to change your conditioning.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at: www.FreeSuccessStrategies.com/.

Sunday, June 4, 2017

You Don’t Have to Love What You Do...
Written by Jim Rohn

...but you have to love the opportunity.

You have to love what you do, that’s what people say. But that's not necessarily true. What is true is that you have to love the opportunity—the opportunity to build life, future, health, success and fortune. Knocking on someone’s door may not be something you love to do, but you love the opportunity of what might be behind it.

A guy says, "I'm digging ditches. Should I love digging ditches?" The answer? No, you don't have to love digging ditches, but if it is your first entry onto the ladder of success, you should be thinking, I'm glad somebody gave me the opportunity to dig ditches, and I'm going to do it so well, I won't be here long.

You can be inspired by just having found something, even though you are making mistakes in the beginning and even though it is not ideal, taking on a new discipline that you haven't learned yet. You don't have to love it, you just have to learn to appreciate the opportunity—and the person who believed in you before you believed in yourself, the person who brought you the good news, who found you.

If you will embrace the disciplines associated with the new opportunity, you will soon find that your self-confidence starts to grow, that you go from being a skeptic to being a believer. And, soon, when you start talking to people, you will find it to be the most thrilling opportunity in the world. Every person you meet, what could they be to you? It’s unlimited! Maybe a friend for life, an open door to retiring, a colleague for years to come. This is big, and sometimes, in the beginning when we are just getting started, we don't always see how big it really is.

So before you are tempted to give up or get discouraged, remember that all success is based on long-term commitment, faith, discipline, attitude and a few stepping stones along the way. You might not like the stone you are on right now, but it's sure to be one of the stones that leads to great opportunities in the future.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2017. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit www.JimRohn.com.

Sunday, May 28, 2017

5 Things To Do in Your Morning Routine
Written by Jack Canfield

The way you start your day from the moment you wake up sets the precedence for how the rest of your day, and ultimately how the rest of your life, will go. This is because creating a morning routine is a healthy habit that benefits both the body and mind.

Sometimes it is difficult to have a positive attitude first thing in the morning. Especially when you have a hectic day before you. It is easy to slip into a worried mindset when considering your to-do list.

For this reason, I have come up with five tips to help you spruce up your morning routine and cut the negativity.

1. Eliminate Negative Thoughts
The first thing you should absolutely eliminate is your negative thoughts.

You should eliminate them from your life entirely, but again, it’s best to nip this in the bud at the start of your day. They’re not going to get you to where you want to go.

Instead, always look for a better feeling thought.

Become a “Vibrational Match” for the Things You Want
Everything on Earth vibrates at a specific frequency, and you must become a “vibrational match” for the things you want.

Think of yourself as a radio station. If you want to listen to jazz, you have to tune your dial to a jazz station, not a heavy metal one. Likewise, tuning your thoughts and feelings to a positive frequency will bring you positive things.

2. Don’t Think About What Could Go Wrong
Do not immediately think about what could go wrong with the things you have to do for the day.meditation-guide

Don't dread having to find a parking space or think about being late to your appointment.

Instead, I want you to close your eyes for a few moments every morning. Visualize your day going exactly the way you want it to go.

You’re going to find a parking spot. You’re going to make your appointment. Your meeting is going to go well. You are going to make that sale and you are going to finish that project.

Every single thing is going to go exactly the way you want it to.

This is what I call "intending the day."

3. Start Your Morning Routine With a Purpose
The third thing you shouldn’t do in your morning routine is start without a purpose.

What is your bigger purpose?

Know why you get out of bed in the first place.

So after visualizing your day, visualize your bigger, long-term goals coming true. And take a few moments to say your affirmations, too.

Describe Your Goals in a Completed State
Try statements that describe your goals in their already completed state. Things like, “I am celebrating feeling light and alive at my perfect body weight of 135.”

I keep each of my goals and affirmations handwritten on a 3x5 index card. I read them after I wake up in the morning and before I go to sleep at night. Doing this consistently will activate your subconscious mind’s power to fulfill the achievement of your goals.

Your subconscious will look out for anything — people, opportunities, activities, and events — that can help you achieve your goal.

4. Remember to be Grateful
Next, remember to be grateful.

It’s easy to get up, jump right into working on getting things done, and take for granted the things that brought you to this moment. Take a few minutes to write down what you’re grateful for, that’s what I do every day.

I promise you that this simple technique will work miracles in your life.

A state of appreciation and gratitude puts you in one of the highest emotional states possible.

Remember, the Law of Attraction states like energy attracts like energy.

Our thoughts are made up of energy. If you think that way, you’ll attract more abundance, which will give you more to be thankful for.

5. If You Get Inspiration, Act Immediately
The fifth and final thing you should not do in your morning routine is ignoring your inspired actions.

If you get an inspiration to do something...

Act on it immediately.

As opposed to “obvious actions,” like changing your diet if you want to lose weight, “inspired actions” are more intuitive. Like a hunch or gut feeling.

You know, those random thoughts you have? Things like “I don’t know why, but I have this urge to call my college roommate” or “I have a strong feeling that I should attend that event tonight."

You may be presented with an opportunity you would never have imagined by taking that action.

Listen to Your Gut
Most of the time you won’t see the whole plan, but if you get an inspiration, act on it!

Don’t put it off or let it go. Pick up the phone and make the call, go down to the coffee shop, or go to the event that you thought of.

I remember being at a conference in Connecticut with my wife. I felt attracted to go to a session on doubling your income. My wife questioned my decision because service, not money, had always been my primary motivator in life.

I told her I didn’t know why, but I felt compelled to go it. When I arrived at the session, I sat down next to a woman and introduced myself. It turned out she was a veterinarian, and she had just discovered a cure for feline leukemia.

My cat had recently been diagnosed with feline leukemia. Because I had followed my inspiration to go that session, my cat went on to live many more years.

See a Positive Difference in Your Day and Your Life
I’m going to leave you with a homework assignment. Eliminate at least one of these 5 things from your morning routine and replace them with their opposite. Positive thoughts are greater than negative thoughts.

Remember to visualize your day going well instead of badly. Focus on your larger purpose and your long term goals. Take a few moments to focus on what you are grateful for. Act on your inspirations.

If you do, I guarantee you’re going to see a dramatic, positive difference in how the rest of your day, and your life, plays out.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at: www.FreeSuccessStrategies.com/.

Saturday, May 20, 2017

More Proof that Cash Value Life Insurance Never Makes Any Sense

The word is out that it is much better to buy the lower cost Term life insurance and invest the difference. However, even among Term-believers, there are still many who believe that in certain situations, Cash Value might actually make sense.

A common misconception is that Cash Value life insurance makes great sense at least for estate planning for higher net worth individuals. Well, when people talk about estate planning, they are really just talking about tax planning or sheltering their money from taxes. For example, if you have a net worth of $10 million, when you and your spouse dies, and you have children and heirs who you are leaving the money to, you may have to pay around 50% in estate taxes to the government – or $5 million. So, for estate taxes, you would have to buy a $5 million life insurance policy that would pay the taxes and leave your family with the full $10 million. That is the reason for buying insurance for estate taxes.

Let’s say, just like in the example above, that you are worth $10 million and you are expecting to have to pay $5 million in estate taxes. What you could do instead of getting a Cash Value life insurance policy is get a $2.5 million Term life insurance policy on the husband and one on the wife. Then you could set up a variable annuity. If the husband were to die first, his $2.5 million would go into the variable annuity. They don’t have to pay the $5 million estate tax until they both die. So, now you have the $2.5 million in the variable annuity, and let’s say it’s growing at around 8%. Around 10 years later, the wife dies. By using the Rule of 72, the variable annuity has doubled in 9 years working at 8%. So, you already have over $5 million in the variable annuity. Then when the wife dies, her $2.5 million goes into the variable annuity also. Now they have over $7.5 million in the variable annuity that can be used to pay the taxes and now the family can get the full $10 million. And the variable annuity is tax deferred or sheltered from taxes, just like a variable life insurance policy, so why would you get a variable life insurance policy?

The reason cash value agents don’t even suggest the Term solution is because they won’t make as much money. If you sell $2.5 million worth of life insurance, it is 4-5 times more expensive to buy Cash Value for the same amount. Let’s say it is $10,000/yr. for the Term, it may be $100,000/yr. for the Cash Value and the agent gets paid on the first year of premium. If he has a 100% contract, he either makes $10,000 or he makes $100,000 – Which one do you think he is going to sell?

So, even for high net worth people, Cash Value life insurance still doesn’t make any sense!

Cash Value never ever, ever, ever makes sense under any circumstances!

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Sunday, May 14, 2017

3 Ways to Face Your Fears With Courage
Written by Jim Rohn

Do you own your life or do your fears own you?

Here are a few techniques to help you build your courage and face your fears.

1. Put all remote possibilities out of your mind.
Don’t worry about things you have no control over. Don’t spend your time thinking about all of the bad things that might happen to you. Don’t spend your time plotting and planning ways to make sure these things will never happen.

Courageous people don’t worry about things that are out of their control or things that are unlikely to happen. They concentrate on what they can control.

2. Face your fears before you start something.
Imagine difficult situations before they occur. Make a list of the worst that could happen, and you’ll probably see that the situation is not so bad after all.

A friend of mine lost everything a few years back—her home, cars, possessions, antiques, art, jewelry and credit. She lost it all. Now, on her way back up, whenever she’s faced with a tough decision, she asks herself, What’s the worst that can happen? And guess what, she’s already been through the worst and she survived. It’s not an issue anymore.

You don’t have to lose everything to lose that particular fear. But once you face your fear, you can move on. Once you’ve figured out the worst that could possibly happen, you’ll see that you have the inner strength to deal with it if the worst scenario comes about. And here’s the best part: If you’ve looked at the possibilities beforehand, you’ll probably never be faced with the situation at all. Why? Because you’ve already been through it. By contemplating what might happen, you’ve charted your course to ensure that it doesn’t.

3. Imagine the alternative.
Picture the result of giving into your fears. Really feel the cost of being ruled by fear; then really feel the benefits of courageously following your ambition. Carefully weigh the two and see the difference.

If you’ve been invited to address your national sales convention and are scared to death of public speaking, what should you do? You could decline the invitation, knowing full well that your fears are holding you back. Or you could take some classes, read some books, practice with a friend. See yourself stepping into a whole new league. You’ll be accepting the opportunity to gain more notoriety in your field. And you’ll be increasing your opportunities for future success.

Once again, it’s your choice. Be fueled by your fears, or face your fears. It all depends on how badly you want something. It all depends on how you choose to live your life; do you always want to be afraid of taking the next step, or do you want to build your courage and open the doors of opportunity? I know what my answer would be.

Jim Rohn, America's Foremost Business Philosopher, reprinted with permission from Jim Rohn International © 2017. As a world-renowned author and success expert, Jim Rohn touched millions of lives during his 46-year career as a motivational speaker and messenger of positive life change. For more information on Jim and his popular personal achievement resources or to subscribe to the weekly Jim Rohn Newsletter, visit www.JimRohn.com.

Thursday, May 4, 2017

To Rent or to Own … That is the Question

Ownership is the ability to own future value while no longer having to make corresponding payment or effort to get that value.

If I asked, “Should you buy or rent your furniture?” Most people would probably say, “Buy!” because most people get ownership when it comes to buying furniture.

If I asked, “Should you buy or rent your home?” Most people would probably say, “Buy!” because most people get ownership when it comes to where you live.

Ironically, not everybody gets ownership when it comes to their life, their time and owning their income.

When we have a job, we rent ourselves out in hourly increments. If you have a salary, well then you rent yourself out in bi-weekly increments – you have a longer contract. The problem is, if you don’t own your life and don’t own your time you’ll always have to keep spending time for the reward.

Most people ask, “What’s the hourly pay?” and ownership is not even on their radar. That type of thinking has been so engrained in us and passed down from generation to generation by elite members of the society who looked to control the average person. Because if you knew how to provide for yourself and fend for yourself then you could be very dangerous to people who actually owned the labor.

Renting requires continued cashflow or time flow to maintain possession. Renting provides no future value and no equity.

So, if you have a job, you’ve got to keep putting time flow in to get the same value. If the time stops, the value stops – you get no equity. When you leave your job, they won’t be saying, “Hey, you worked here 70,000 hours, you banked $10 an hour of equity – here’s $1 million.” That doesn’t happen. If you stop, it stops.

Working year after year for a corporation is just like renting. If you get fired or you decided to quit, what would you have to show for it? You helped to build their company; you gave your years, energy and intellect and all you would have to show for it would be your rent receipts ... your paycheck stubs.

It doesn’t matter how much money you make, if you don’t own it and if you don’t override it, you’re still renting. It will go away much faster than you ever thought possible because at some point you’re not going to be able to continue trading the time or the talent that you did before to get it and it will stop – and it will stop fast.

Having a job equals renting – you must continue to trade time for money, therefore you will always be short of one of the two.

The only two ways to make more money at a job is to either increase the dollar per hour or to increase the amount of hours.
  1. Going back to school is probably the most socially acceptable way people attempt to increase the dollar per hour. What many don’t consider is that by going to school you may be losing out on 3 or 4 years of all those extra dollars. Furthermore, now you’ve got to pay for the ability to get paid more money! How does that really make any sense? So, going back to school can be a slow-burn process and it can actually take 20 or 30 years for a return on that investment.
  2. Your other option to make more money at a job is to work more time, but keep in mind, there is only 24 possible hours in a day.
Ownership equals an end to the cost, but a continuation of the benefit.

When you own your house outright, you can stop paying the mortgage, but you can continue living in the property. You can take out equity, you can leave it to your children and you can put them ahead – much like if you were to own your income.

So now, if you got to choose between owning and not owning which would YOU choose?

I'm so excited to share this information with you. If you have enjoyed the information or feel that it would benefit someone else, please share it. If you have any comments, please post them below, otherwise, feel free to contact me.

Saturday, April 29, 2017

The Importance of Networking & Masterminding
Written by Jack Canfield

While you may be able to create tremendous success on your own, traveling the path of success with networking groups makes the journey more enjoyable.

Plus, the added accountability will propel you to success faster and further than you originally envisioned. This is where the importance of networking and masterminding comes into play.

It’s Not Just What You Know, It’s Who You Know
Success is a team sport.

It’s not what you know, it’s also who you know.

In my career, success in any undertaking has come down to not just who I know—but also who I have on my team.

Along the way, I’ve learned many success principles that can help you build your own network of influencers, mentors, and experts. Developing a business network of people can help you succeed.

Nurture Your Network
One of the most important skills for success in today’s world, especially for entrepreneurs and business owners, is networking.

In my life, this has proven to be true.

The more time I have spent consciously building and nurturing my business network of advisers, colleagues, clients, students and fans, the more successful I have become.

Businesses and careers are built on relationships. Relationships form when people meet and interact with each other in an authentic and caring way.

Effective Networking is Dependent on Trust
Statistics confirm over and over that people prefer to do business with people they know, respect, and trust.

"Effective networking is all about developing relationships."

In creating your own personal network groups, your job is to seek out people who know things you don’t. These people can help you connect where you can’t.

Developing Relationships Takes Time
Initially, your goal shouldn’t be to make a sale. Instead, it should be to seek advice, connections, recommendations and insights. To the extent that you can provide something in return, do so.

Remember that developing genuine relationships takes time and consideration.

It requires careful thought and a mindfulness for others.

Three Steps to Building a Reliable Networking Group
Think of these three steps:
  1. Visibility
  2. Credibility
  3. Profitability
First show up, participate, and get seen,

Second, ask others how you can help them and then deliver on their requests if you can.

Then, when you have developed a relationship of trust and service, you can ask for referrals and assistance.

Two Heads Are Better Than One
Networking and building meaningful relationships with others brings success quickly.

This is where mastermind groups come in.

We all know that two heads are better than one when it comes to solving a problem or creating a result.

Imagine having a permanent group of five or six people who meet once every week or two to problem solve, brainstorm, network and motivate each other.

This is masterminding.

The Basic Philosophy of Masterminding
The basic philosophy of a mastermind group is that more is achieved in less time when people work together.

A mastermind group is made up of people who come together on a regular basis (weekly, biweekly, or monthly) to share ideas, thoughts, information, feedback, contacts, and resources.

Getting the perspective, knowledge, experience, and resources of the others in the group greatly expand your own view of the world. It can also advance your own goals and projects more quickly.

Find People Outside of Your Field
When you form your mastermind group using your networking skills, consider bringing in people from different professional arenas.

Find people who are “above” or “ahead” of you professionally or financially. These people can introduce you to a network of people and resources you normally wouldn’t have access to.

Though the benefits of masterminding with people outside your field may not seem obvious now, the truth is that we all tend to get stuck in our own field of expertise.

We see through the same narrow lens and do things the same way everyone else in our industry does.

Build Your Own Mastermind Group
When you assemble people from different industries, professions, or fields of study, you get lots of different perspectives on the same subject.I don’t know anybody who has become super successful without employing the principles of both networking and masterminding.

I don’t know anybody who has become super successful without employing the principles of both networking and masterminding.

This is because building meaningful relationships with others both inside and outside of your field of expertise forms valuable connections and expands your resources.

You never know when these connections will come in handy on your journey to success.

Take Action
Make a list of 5-6 people who you know that you could potentially build a mastermind group with, and ask them if they are interested.

One of the most powerful ways to learn anything is to teach it to others. That's why having a mastermind is so important.

Teaching forces you to clarify your ideas, confront inconsistencies in your own thinking, and more closely walk your talk. But most importantly, it requires you to read, study and speak the information over and over again. The resulting repetition reinforces your own learning.

Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul©Inspirational Books)© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get FREE success tips from Jack Canfield now at: www.FreeSuccessStrategies.com/.